What are the best Capital One Venture X Credit Card benefits?

The Capital One Venture X Card extended warranty protection will lengthen the original manufacturer’s warranty by up to 1 extra year for warranties of 3 years or less (for Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply). The maximum coverage amount is $10,000 per item and $50,000 per account. For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.... read full answer

Capital One Venture X Card extended warranty protection does not cover motorized vehicles, live animals, live plants, or used items, among other things. For more details on this perk’s terms and conditions, refer to the guide to benefits that came with your Capital One Venture X Card or ask Capital One customer service.

Other Capital One Venture X Benefits

In addition to extended warranty coverage, the Capital One Venture X Card offers rental car insurance, return protection, and travel accident insurance. Just keep in mind that it comes with an annual fee of $395. All in all, the Capital One Venture X Card is a good credit card for people who travel a lot.

The Capital One Venture X travel insurance pays up to $250,000 for serious accidents caused by a travel provider. The card’s travel insurance also covers rental cars and lost or damaged luggage. To be eligible to file a travel insurance claim, you’ll need to pay for your travel using your Capital One Venture X card. For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.... read full answer

Types of Capital One Venture X Travel Insurance

• Travel accident insurance.Capital One will pay up to $250,000 for death or dismemberment caused by travel companies like airlines, trains and buses. Cardholders, their spouses and any dependents younger than age 18 are covered. There are a few exceptions to what’s covered, though, so it’s a good idea to read Capital One’s benefit guide.
• Lost/damaged baggage insurance.Your checked or carry-on luggage is covered up to $3,000 if lost or stolen when you charge your entire common carrier ticket to your Capital One Venture X card.
• Rental car insurance.You’re insured for collision damage and theft when you rent certain types of vehicles with your Capital One Venture X card. Capital One will pay up to the cash value of the vehicle. Notable exceptions include expensive and exotic cars, vans, motorcycles, trucks and limousines.
• Travel and Emergency Assistance Services.You can get help coordinating medical, legal, and travel services while you’re away from home. Simply call the Benefit Administrator line at (800) 397-9010. If you are outside the United States, call collect at (303) 967-1093.

Exclusions and coverage limits apply to many of these benefits, so make sure to check your Capital One Venture X card’s guide to benefits for more details on each type of insurance.

Yes, the Capital One Venture X Rewards Credit Card does have return protection (for Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply). Return protection reimburses cardholders for undamaged, working items purchased with the card that cannot be returned to the merchant within 90 days of purchase. The Capital One Venture X return protection coverage limit is $300 per claim and $1,000 per year.... read full answer

To file a Capital One Venture X card return protection claim, use the online claims center or call 1 (844) 288-2140 within 90 days. You will then need to submit a claim form and provide any requested supplemental proof within 30 days.

Keep in mind that not all items will qualify for Capital One Venture X card return protection coverage. As is the case with all card benefits, there is a list of exceptions, so it’s important to read the benefits guide that came with your card to find out if an item qualifies.