The Capital One Venture X Rewards Credit Card cash advance fee is 3% (min $3) per transaction, whichever is higher. A cash advance fee is charged when using the Capital One Venture X card for cash withdrawals at an ATM, with a cash advance check, or in person at participating locations.
Bear in mind that when you make a cash advance, you will incur other costs in addition to the Capital One Venture X cash advance fee. There’s a separate cash advance APR that applies immediately after you complete the transaction. The ATM owner may also impose additional charges.
To get a Capital One cash advance, use a Capital One credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact Capital One customer service at the number on the back of your card to request one.… read full answer
How to Get a Capital One Cash Advance at an ATM
Call Capital One customer service at the number on the back of your card and request a PIN, if you don’t already have one.
Insert the credit card into an ATM and enter the PIN.
Select the cash advance option on the ATM screen.
Enter the amount you’d like to withdraw.
Withdraw the cash and remove the credit card from the ATM.
There may be other ways to get a cash advance from your Capital One credit card, too. For example, you can request a cash advance in person at a local Capital One branch. You could also write out a Capital One cash advance check and use it like a traditional bank check.
Before you take out a Capital One cash advance, it’s important to note that it is a very expensive transaction. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you make the cash advance.
Capital One does not disclose the exact percentage allocated to cash advance limits on their website. But the cash advance limit is usually a portion of your card’s credit line, which is based on the specifics of each applicant’s creditworthiness.
You can find your exact cash advance limit online or on your latest monthly statement, under "Available Credit for Cash Advances". It’s also good to keep in mind that ATMs can have their own withdrawal limits, so you may not be able to take out your full cash advance limit at every ATM.… read full answer
What you should know before taking out a Capital One cash advance:
Keep in mind that Capital One cash advances are extremely expensive transactions. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you make the cash advance.
You can request a Capital One credit card cash advance limit increase by calling Capital One’s customer service department at 800-955-7070 or using the secure chat feature on your online account. But you shouldn’t count on being approved. That ultimately depends on your financial track record and account management, but it’s important to realize that issuers aren’t in the habit of encouraging cash advances, as they’re considered risky behavior. You should also try to avoid making such transactions whenever possible given their high cost.… read full answer
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.