How can I freeze my Capital One Venture X Card?

You can lock a Capital One card so it can’t be used for purchases online, through either Capital One’s website or mobile app. More specifically, to lock your Capital One credit card:

1. Log in to your online account, through Capital One’s webpage or mobile app for iOS and Android.
2. Click the card you want to lock, and select “Need Help.”... read full answer
3. Choose “Lock Card” from the menu and confirm that you want to lock that account.

From that point onward, no one will be able to make new purchases using the account, including you and any authorized users. You can choose to lock your card only for certain users, too, according to Capital One representatives.

The Capital One credit card lock (sometimes called a “freeze”) will also block any recurring charges you have set up on your account, so you should make sure those get paid an alternate way. However, the lock does not prevent you from paying your credit card bill.

When Locking Your Capital One Credit Card is a Good Idea

The main reasons you would want to lock your card are to keep yourself from overspending, to guard against fraudulent use, or to temporarily block authorized users from making purchases. You can undo your lock on a Capital One credit card any time by following the same steps you used to set it up.

Capital One Venture X Rewards Credit Card is a Visa, not a Mastercard. You can use your Capital One Venture X Card at nearly 11 million merchants that accept Visa nationwide, and you can use it abroad in more than 200 countries and territories.

There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including ... read full answerextensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.

You might be able to use your Capital One credit card before it arrives by using the “View Card Number” feature on the Capital One Mobile app. However, not everyone is eligible for this feature, so instant use is not guaranteed.

If you’re interested in getting the Capital One Walmart Rewards® Mastercard®, you can get an instant card number upon approval. But this is only applicable to in-store applications and at Walmart’s website. Once approved, you would receive a temporary shopping pass that you can use for purchases right away. Applications completed via the Capital One application page will not benefit from this.... read full answer

Here’s how to use a Capital One credit card before it arrives:

1. Download the free Capital One Mobile app.
2. Log in to the app using your Capital One username and password.
3. Tap your new credit card, if it’s listed.
4. Look for the card number, expiration date and security code.

If you have your new Capital One card’s number, expiration date and security code, you can use it to make purchases before the card arrives.