How does the Capital One Venture X refer-a-friend program work?

You can get a Capital One refer-a-friend bonus if someone gets approved for a Capital One credit card using your referral link. After they get approved, it can take up to 8 weeks to receive your rewards.

Here’s how to get a Capital One credit card refer-a-friend bonus:

1. Log in to your … read full answeronline account.
2. Click the “I Want To” option on the account summary page.
3. Click the “Refer a Friend" option under the “Benefits and Rewards" header.
4. If eligible to receive a referral bonus, you’ll get a personalized referral link that you can share with whomever you want to refer.
5. The person you refer will have to apply for one of your eligible cards using your link.
6. Each approved referral will earn you a bonus, up to a certain amount per calendar year (depending on the card). The person you referred will not get a bonus other than any initial bonuses part of their card’s reward structure.

You can also refer a friend to a Capital One credit card through the bank’s mobile app for Android or iOS. To get started, tap the “Refer a Friend” title on your account details page. You should also keep in mind that you’ll be ineligible for a bonus if you have an account in default.

Notable Capital One credit cards that offer a refer-a-friend bonus:

The bonus that you will receive depends on what product you have. However, Capital One does not disclose the exact amount on its website. Moreover, you can refer as many people as you like, but bear in mind you can only earn up to a certain amount per calendar year, even if you have multiple eligible accounts.

The best credit card with a referral bonus is the Chase Sapphire Preferred® Card because it offers a referral bonus of 15,000 points per approved referral. You could refer up to 5 friends in a year, totaling 75,000 bonus points.

Another good option, especially if you know someone who likes traveling and visiting Marriott properties, is the Marriott Bonvoy Boundless® Credit Card. It offers 40,000 points per approved referral, and the limit is 200,000 points per year.… read full answer

Major Credit Card Company Referral Bonus Offers

• Chase: Up to $100 or 40,000 points per approved referral. You can view more information on the Chase referral program online.

• Capital One: Bonus amounts and limits vary per cardholder. To view more information about Capital One referral bonuses, take a look at their dedicated web page and log in to your online account.

• Discover: $50-$100 per approved referral. To view more information about Discover referral bonuses, take a look at their dedicated web page and log in to your online account.

• American Express: Bonus amounts and limits vary per cardholder. To view more information on Amex referral bonuses, consult their dedicated web page and log in to your online account.

A credit card referral bonus is a specified amount of points, miles or cash back given to cardholders as an incentive for recruiting a friend to apply for a particular card or a card from a certain issuer. In most cases, you only get the bonus if the referred person gets approved for the card, and there are usually annual limits to how many referral bonuses you can earn.

Referral bonuses can change and may not apply to all credit cards. To see if your credit card or the one your referral gets approved for makes you eligible for a referral bonus, check your card’s terms and conditions or call the number on the back of your card.