What are the best Capital One VentureOne credit card benefits?

The Capital One VentureOne annual fee is $0 per year. Capital One VentureOne’s $0 annual fee is lower than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the Capital One VentureOne Rewards Credit Card, though.

Capital One VentureOne Fees… read full answer

• Annual Fee: $0
• Cash Advance Fee: 3% (min $10)
• Foreign Fee: $0
• Balance Transfer Fee: 3%
• Max Late Fee: $40

Yes, the Capital One VentureOne Card does have travel insurance. The only Capital One VentureOne travel insurance benefit is travel accident insurance, which covers accidental loss of life, limbs, sight, speech or hearing.

To file a Capital One VentureOne Card travel insurance claim, you'll need to contact the Benefit Administrator. For details on timeframes and coverage limits, check the guide to benefits that came with your Capital One VentureOne Card.… read full answer

If you're looking for a credit card with more travel benefits, you can always check out WalletHub's recommendations for the best credit cards for travel insurance and travel rewards.

You need 100 Capital One miles for every dollar that a flight costs. Each mile is worth one cent when spent on travel. So, if your flight costs $200, you’ll need 20,000 miles. That’s a pretty standard rate for reward redemption.

Because not all flights are equal (in terms of distance, seating, time of year, etc.), their dollar cost varies a lot. So, credit card companies can’t charge the same number of points or miles for every flight. Instead, they use an exchange rate between their points or miles and the dollar cost of the flight. In this case, it’s 100 Capital One miles for $1 in airfare. And just to be clear, Capital One doesn’t offer any points cards. But miles work the same way.… read full answer

If you don’t have a Capital One miles card yet and are interested in one, there are two good options, the Capital One Venture Rewards Credit Card and the Capital One VentureOne Rewards Credit Card. Both cards require good credit or better (a credit score of 700+), but their terms are a bit different.

Capital One Venture gives you unlimited 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases, with a 75,000 miles (you'll have to spend $4,000 in 3 months from account opening to get it) initial bonus and a $95 annual fee. Capital One VentureOne gives you unlimited 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 1.25 miles per $1 on all other purchases on all purchases, with a 20,000 miles initial bonus (you need to spend $4,000 in 3 months from account opening to get it) and a $0 annual fee. So, you have to choose between a higher earning rate and fee or a lower earning rate and no fee.

If you do already have a Capital One miles card, you can redeem your miles by logging in to your Capital One online account. You can use your points to book travel (flights, hotels, cruises, etc.) or pay for travel expenses after the fact. The number of Capital One miles needed to pay for a recent flight will be listed when you select “Redeem Travel Purchases.” You’ll be able to use your miles for any flight from the past 90 days.