What is the Capital One VentureOne interest rate? This question is about the Capital One VentureOne Rewards Credit Card

What is the Capital One VentureOne interest rate?

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This question is about the Capital One VentureOne Rewards Credit Card

Lisa Cahill, Credit Cards Moderator

@lisacahill • 10/28/21 This answer was first published on 10/28/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Capital One VentureOne Rewards Credit Card interest rate is 15.24% - 25.24% (V), with the actual rate depending on factors such as your income, credit history and existing debt. The Capital One VentureOne card also offers new cardholders an introductory interest rate of 0% for 15 months on purchases and 0% for 15 months for balance transfers. After the card’s intro rate expires, the regular interest rate applies to any remaining balance. The regular Capital One VentureOne card interest rate is variable, meaning it can change based on certain economic conditions.

Capital One VentureOne gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Capital One VentureOne card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.

In addition to the regular interest rate, Capital One VentureOne also charges a separate 25.24% (V) interest rate on cash advances. All Capital One VentureOne card interest rates will be listed on your statement and on your online account summary.

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Ways to Use Capital One VentureOne Miles

If you wish to cover past travel expenses, you can redeem your miles to cover any travel purchase made with your Capital One VentureOne within 90 days of the purchase.

You can also transfer miles to one of Capital One’s 15+ airline loyalty programs such as those from Air Canada and Air France KLM and receive up to over a penny per mile, depending on the airline, but keep in mind that transfer rates are subject to change.

If you choose to redeem miles for cash back, either as a statement credit or a check, Capital One VentureOne miles are worth half a cent each. You’ll also get around 1 cent per mile when you redeem for gift cards, but values will vary depending on the gift card.

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What is the Capital One VentureOne credit score requirement?

The Capital One VentureOne credit score requirement is 700; this means that you need at least good credit to be eligible for approval.

But Capital One takes far more than just an applicant’s credit score into account when making approval decisions; they consider your overall financial picture, including your income and existing debt obligations, so your credit rating can only be used as a guideline. If you’d like to see where your credit stands, and thus get a rough sense for your odds of approval, you can … read full answer check your credit score for free on WalletHub.

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Is the Capital One VentureOne card made of metal or plastic?

The Capital One VentureOne card is made of plastic.

Its bigger brother, though, the Capital One Venture Rewards Credit Card is made of metal. More precisely, it's made of stainless steel veneer along with recycled materials. Needless to say, it does feel more luxurious compared to its plastic counterparts.

Ultimately, you can check out our editors’ latest picks for the … read full answer best metal credit cards on the market to weigh your options.

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