Capital One VentureOne and Discover It Miles are good travel rewards cards with no annual fees. Both have no airline or hotel restrictions and no blackout dates. But there are subtle differences between the two. Each card offers reward miles on all of your eligible purchases, but Discover it Miles offers a slightly higher rate, 1.5 miles per $1 spent on all purchases. VentureOne gives you 1.25 miles on everything you buy. It Miles also has the better 0% purchases APR offer, 0% for 14 months, compared to Venture card’s intro rate of 0% for 12 months. Discover It Miles also provides an intro APR of 10.99% for 14 months on balance transfers.
In addition, the It Miles card has a one-time cash back offer that matches all the miles you’ve earned at the end of year first year, so the more you spend, the more rewards you’ll earn. VentureOne offers an initial bonus of 20,000 miles for spending $500 in the first 3 months. You can also transfer miles to one of 15+ airline rewards programs and get a higher redemption value.
VentureOne is also the better choice for international purchases. VentureOne is on the Visa credit card network which means you can use it nearly anywhere you travel. It Miles and other Discover cards, however, aren’t as readily accepted outside of the U.S.
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