Capital One VentureOne and Discover It Miles are good travel rewards cards with no annual fees. Both have no airline or hotel restrictions and no blackout dates. But there are subtle differences between the two. Each card offers reward miles on all of your eligible purchases, but Discover it Miles offers a slightly higher rate, 1.5 miles per $1 spent on all purchases. VentureOne gives you 1.25 miles on everything you buy. It Miles also has the better 0% purchases APR offer, 0% for 14 months, compared to Venture card’s intro rate of 0% for 12 months. Discover It Miles also provides an intro APR of 10.99% for 14 months on balance transfers.
In addition, the It Miles card has a one-time cash back offer that matches all the miles you’ve earned at the end of year first year, so the more you spend, the more rewards you’ll earn. VentureOne offers an initial bonus of 20,000 miles for spending $500 in the first 3 months. You can also transfer miles to one of 10+ airline rewards programs and get a higher redemption value.
VentureOne is also the better choice for international purchases. VentureOne is on the Visa credit card network which means you can use it nearly anywhere you travel. It Miles and other Discover cards, however, aren’t as readily accepted outside of the U.S.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines
. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.