Which is better: Capital One Visa Signature vs. Platinum? This question is about the Capital One Platinum Credit Card

Capital One Visa Signature is better, when it comes to benefits. These cards offer more than the Platinum card. The Visa Platinum has a few benefits, like: Secondary rental car insurance Travel and emergency assistance Extended warranty Roadside assistance But the Visa Signature has all of the above, and more: $5,000 minimum credit limit Auto rental discounts from GroundLink and Silvercar Visa Signature Luxury Hotel Collection discounts Shopping and travel protection A thing that could be both good and bad is that the Signature has no clear credit limit for its customers. While some extra money might come in handy in case of an emergency, not knowing your credit limit might hurt your credit if you cannot control your spending. If you're approved for a Capital One credit card, you'll receive either a Visa Platinum or Visa Signature version of the card, depending on your credit score and annual income.

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Which is better: Capital One Visa Signature vs. Platinum?

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This question is about the Capital One Platinum Credit Card

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Jim Carr, Member

@jim_carr • 09/14/20 This answer was first published on 09/14/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Capital One Visa Signature is better, when it comes to benefits. These cards offer more than the Platinum card.

The Visa Platinum has a few benefits, like:

Secondary rental car insurance
Travel and emergency assistance
Extended warranty
Roadside assistance

But the Visa Signature has all of the above, and more:

$5,000 minimum credit limit
Auto rental discounts from GroundLink and Silvercar
Visa Signature Luxury Hotel Collection discounts
Shopping and travel protection

A thing that could be both good and bad is that the Signature has no clear credit limit for its customers. While some extra money might come in handy in case of an emergency, not knowing your credit limit might hurt your credit if you cannot control your spending.

If you're approved for a Capital One credit card, you'll receive either a Visa Platinum or Visa Signature version of the card, depending on your credit score and annual income.

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