What is the Walmart Credit Card concierge benefit?

You can pay your Walmart Credit Card online, via the Capital One app, by phone at (877) 383-4802, by mail, or in person at a Walmart location. The same payment methods apply to the Walmart® Store Card, too.

Walmart Credit Card Payment Options

• Online: To pay online or through the … read full answerCapital One mobile app, simply log in to your account and click “Make a Payment.” Then, fill in the amount you want to pay – you can choose your last statement balance, current balance, minimum payment, or a custom amount – and click “Continue.” On the next screen, you can choose the date you want to pay and which checking account to pay from. Finally, click “Submit Payment.”
• By phone: To pay your Walmart credit card bill over the phone, call customer service at (877) 383-4802 (or use the number on the back of your credit card) and enter the last 4 digits of your credit card number. The automated system will give a menu of options – choose “make a payment.” After that, the system will guide you through the payment process.
• By mail: If you would rather mail in a Walmart credit card payment, mail a check and the payment coupon from your monthly statement to the address on the coupon. The address is:

  Walmart Credit Card/Capital One

  Attn: Payment Processing

  PO Box 71083

  Charlotte, NC 28272-1083.

• In person: Payments can also be made in any Walmart location at the customer service desk or with a cashier. You’ll need to bring the payment coupon from your credit card statement, along with the Walmart credit card itself. Similarly, if you’re a Sam's Club member, you can make a Walmart credit card payment at any Sam's Club location at the customer service desk or with a cashier.

Apply online or in store and make purchases

It is not very hard to get a Walmart Credit Card. Walmart has credit card offerings for people with fair credit or better. There are two Walmart credit cards: the Walmart® Store Card that can only be used at Walmart, and the Walmart Credit Card which can be used anywhere Mastercard is accepted.… read full answer

Both cards accept applicants with fair credit, so a score of 640 or higher. Requirements also include being a U.S. resident and at least 18 years of age to get either card. You’ll also want to have a steady income, although Walmart doesn’t release specific income requirements. As with most credit cards, the higher your income and the lower your existing debt, the better your chances will be for approval.

Here’s how to get a Walmart Credit Card:

The application process is simple and can be completed online or in store. Regardless of where you fill it out, the application is the same. It asks for your name and address, phone number, Social Security Number, and your annual net income.

Here’s how to find out if you’ve been approved for a Walmart Credit Card:

You can check the status of your Walmart Credit Card application at any time by calling Walmart Credit Services. If your application is approved, you will receive your new card in the mail in 7-10 business days later.

If you don’t get approved for a Walmart Credit Card, don’t worry. There are plenty of other credit cards for people with fair credit, no credit and even bad credit. If you’re trying to build, or rebuild, your credit, secured cards are an excellent option, as they’re easier to get approved for thanks to the required security deposit. Regardless of what card you decide on, be sure to make all of your payments on time and use your credit card responsibly. That way, your credit score will go up and you’ll have better chances of being approved for the top credit cards you want.