It is not very hard to get a Walmart Credit Card. Walmart has credit card offerings for people with fair credit or better. There are two Walmart credit cards: the Walmart® Store Card that can only be used at Walmart, and the Walmart Credit Card which can be used anywhere Mastercard is accepted.… read full answer
Both cards accept applicants with fair credit, so a score of 640 or higher. Requirements also include being a U.S. resident and at least 18 years of age to get either card. You’ll also want to have a steady income, although Walmart doesn’t release specific income requirements. As with most credit cards, the higher your income and the lower your existing debt, the better your chances will be for approval.
Here’s how to get a Walmart Credit Card:
The application process is simple and can be completed online or in store. Regardless of where you fill it out, the application is the same. It asks for your name and address, phone number, Social Security Number, and your annual net income.
Here’s how to find out if you’ve been approved for a Walmart Credit Card:
You can check the status of your Walmart Credit Card application at any time by calling Walmart Credit Services. If your application is approved, you will receive your new card in the mail in 7-10 business days later.
If you don’t get approved for a Walmart Credit Card, don’t worry. There are plenty of other credit cards for people with fair credit, no credit and even bad credit. If you’re trying to build, or rebuild, your credit, secured cards are an excellent option, as they’re easier to get approved for thanks to the required security deposit. Regardless of what card you decide on, be sure to make all of your payments on time and use your credit card responsibly. That way, your credit score will go up and you’ll have better chances of being approved for the top credit cards you want.
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