The CareCredit Credit Card phone number for customer service is (866) 893-7864. In case you’re not a cardholder yet, call (800) 677-0718 instead. This way, you will get in contact with a live CareCredit Credit Card representative who should be able to answer your questions or direct you to the appropriate department.
How to Talk to CareCredit Credit Card Customer Service by Phone
You can use your CareCredit Credit Card in more than 225,000 healthcare providers in the U.S. You can also use your card to purchase pharmaceutical and health-related products at thousands of retailers and drugstore chains nationwide. This card is not backed by any major credit card network and only works at affiliated locations. To find the locations and providers near you that accept this card, go to the … read full answerCareCredit website, click on the “Find a Location” tab, and enter your city or zip code.
Where You Can Use Your CareCredit Credit Card
225,000 healthcare providers in the U.S.
Walmart (health, wellness and personal care items)
Sam’s Club (health, wellness and personal care items)
The CareCredit Credit Card helps individuals pay for healthcare expenses that aren’t covered by insurance. These cards differ from normal credit cards in terms of available financing options and how long you have to pay off the expenses. CareCredit Credit Card offers several financing options to cover costly medical expenses that may take longer to pay off than normal credit card purchases. For purchases of $200 or more, you can receive a 0% APR period of 6, 12, 18 or 24 months. But that's deferred interest; if you fail to make minimum monthly payments along the way, or you don’t pay off your full balance by the end of the 0% period, interest will be charged from the original purchase date.
The CareCredit Credit Card also has longer-term financing options with low fixed interest rates (rather than 0%) for purchases of $1,000 and up. Those have payoff periods of 24 or 60 months. The shorter the time period you choose, the lower your fixed interest rate will be. There are fixed monthly payments required until the amount has been paid in full.
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