Maria Adams, Credit Cards Moderator
@m_adams
The easiest way you can apply for the CareCredit Credit Card is either online or over the phone, by calling customer service at (800) 677-0718. Alternatively, you can apply for this card through the participating provider you visit. Keep in mind that the CareCredit Credit Card requires at least fair credit for approval.
Here’s how you can apply for the CareCredit Credit Card:
- Online: Just log in to your online account and fill in the online application.
- Phone: To apply over the phone, call customer service at (800) 677-0718.
- Through a provider: You can also apply for the CareCredit Credit Card by visiting a CareCredit partner.
Most applicants receive a decision in seconds. If you’re not immediately approved or denied, allow 7-10 business days for the issuer to review your application.
It’s also worth noting that you can check for pre-qualification through the CareCredit website.

CareCredit Credit Card
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