There can be many reasons why your CareCredit Credit Card application was denied. In most cases, it's one of the following:
Your credit score is too low
You don't have enough income
You have too much debt relative to your income
There are too many recent inquiries on your credit report
There's a recent delinquency or error on your credit report
Even if the issuer denied you, there's some hope left. Call (877) 295-2080 to talk to a representative and ask for a reconsideration. If they won't change their decision about your denial, consider becoming an authorized user on someone else's account. And as an alternative, you can apply for a secured credit card that offers better approval odds. Check out our editor's latest picks for the best secured credit cards to find one you like.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.