Evelyn Boros, Credit Cards Moderator
@evelyn_boros
There can be many reasons why your CareCredit Credit Card application was denied. In most cases, it's one of the following:
- Your credit score is too low
- You don't have enough income
- You have too much debt relative to your income
- There are too many recent inquiries on your credit report
- There's a recent delinquency or error on your credit report
Even if the issuer denied you, there's some hope left. Call (877) 295-2080 to talk to a representative and ask for a reconsideration. If they won't change their decision about your denial, consider becoming an authorized user on someone else's account. And as an alternative, you can apply for a secured credit card that offers better approval odds. Check out our editor's latest picks for the best secured credit cards to find one you like.

CareCredit Credit Card
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