There can be many reasons why your CareCredit Credit Card application was denied. In most cases, it's one of the following:
Your credit score is too low
You don't have enough income
You have too much debt relative to your income
There are too many recent inquiries on your credit report
There's a recent delinquency or error on your credit report
Even if the issuer denied you, there's some hope left. Call (877) 295-2080 to talk to a representative and ask for a reconsideration. If they won't change their decision about your denial, consider becoming an authorized user on someone else's account. And as an alternative, you can apply for a secured credit card that offers better approval odds. Check out our editor's latest picks for the best secured credit cards to find one you like.
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