The CareCredit Credit Card minimum payment is $29 or 3.25% of the new balance – whichever is higher. More specifically, the CareCredit Credit Card minimum payment is the greater of:
3.25% of the new balance shown on your billing statement
The statement balance, if it’s less than $29
1% of the statement balance, plus fees, past-due amounts, and interest
The minimum payment is the smallest amount you’re obligated to pay by the due date for your CareCredit Credit Card account to be in good standing. Failure to pay by the due date may result in a late fee (up to $40). Your credit score will also take a hit if you miss multiple minimum payments.
Synchrony Bank credit card grace periods may vary depending on the Synchrony card you have. Typically, the grace period for a credit card varies between 20 to 30 days after your bill is assessed. If you don't know how long your Synchrony card's grace period is, look for it on your latest credit card statement or call Synchrony's customer service line at 877-295-2080.… read full answer
Online: Log in to your CareCredit account and click on the CareCredit Credit Card to see its balance.… read full answer
By Phone: Call (866) 955-7070 and follow the prompts to have the automated system read your current balance.
By App: Log in to the CareCredit app. Your credit card balance will be shown on the home screen.
It’s a good idea to keep an eye on your CareCredit Credit Card balance. If your balance seems higher than it should be, take a moment to look over your recent transactions for anything out of the ordinary.
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