WalletHub, Financial Company
A cash access credit line is the amount available for a cash advance on a credit card. The term “cash access credit line” is most commonly associated with Chase, which uses it in place of “cash advance limit” or “cash credit line.” The cash access credit line is part of your credit card’s total credit limit - typically around 20% of your overall credit limit, though exactly how much will depend on your card’s issuer.
The amount you have available for a cash advance can change, too. If you’re approaching your credit limit, for example, you may not have the full amount of your cash access line available. You can find your cash access credit line listed on your credit card account statement.
Cash advances can be done at ATMs (with a PIN), with a credit card check, or inside a card issuer’s branch, but they come with high fees and steep APRs. So be careful taking out a cash advance, and only do it as a last resort.
2023's Best Credit CardsCompare Cards
People also ask
Did we answer your question?