How do I get access to the Amex Centurion Lounge?

Question

The American Express Platinum card credit score requirement is 700 or higher. This means applicants need good credit or better to be approved for the American Express Platinum card in most cases. If you don’t know where you stand, you can check your credit score for free, right here on WalletHub. To gauge your odds of approval, you can also check to see whether you pre-qualify for American Express Platinum card offers.... read full answer

The American Express Platinum card credit score requirement isn’t the only thing that determines whether you’ll be approved, though. Your credit history, income and any debt you’re carrying will also play a role in your approval odds. In fact, reports around the internet suggest you can get approved with slightly lower credit score if you have high enough income.

If you don’t meet the American Express Platinum card credit score requirement, there are plenty of other credit cards you can get. They likely won’t be from American Express, though, since Amex cards require good or excellent credit. The best credit cards for fair credit also have rewards that fit various spending habits. Once you get a credit card, be sure to make all of your payments on time, and try to keep your credit utilization below 30%. This will help raise your credit score so you can get approved for a card like American Express Platinum card in the future.

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Answer 1 · 2021-11-26 16:43:50

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James Bronzz, WalletHub Analyst

@jbronz • 11/26/21 This answer was first published on 06/13/19 and it was last updated on 11/26/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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To get access to the Amex Centurion Lounge, you must own select American Express cards. Guests (up to two) of cardholders can also get into the Centurion Lounges, either for free or in exchange of a per-visit rate, depending on the card. Keep in mind that these cards come with hefty annual fees, though. For instance, The Platinum Card® from American Express has a $695 annual fee, the Delta SkyMiles® Reserve American Express Card charges $550, and the Centurion® Card from American Express has an annual fee of $5000.

If those annual fees weren’t high enough, the Centurion® Card from American Express is available by invitation only, so you can’t apply for it. You can apply for other Amex cards, like the American Express Platinum card, but you will need good credit or better (a score of 700+). Once you have the American Express Platinum card, you can work toward gaining an invitation for the Centurion® Card from American Express or nominate yourself for one.

Here are the cards that offer access to the Amex Centurion Lounge:

American Express Platinum card: May enter with up to two guest at no additional charge. A fee will be charged for guest access, starting February 1, 2023. Cardholders who meet a spending requirement in 2022 will be given complimentary access for up to two guests.
American Express Business Platinum card: May enter with up to two guest at no additional charge. A fee will be charged for guest access, starting February 1, 2023. Cardholders who meet a spending requirement in 2022 will be given complimentary access for up to two guests.
Delta Reserve Credit Card (only lounges located in the U.S., Hong Kong and London): May bring up to two guests in exchange for per-visit rate.
Delta Reserve Business Card (only lounges located in the U.S., Hong Kong and London): May bring up to two guests in exchange for per-visit rate.
Centurion® Card from American Express: May enter with up to two guests or immediate family (spouse or domestic partner, and children under 18) at no additional charge.

If you gain access to the Centurion lounges, you’re looking at some truly incredible benefits. Before you can experience those benefits, though, you’ll have to show your card, boarding pass for air travel that same day, and a picture I.D. Any guests will have to be with you to gain entry.

All cardholders can enjoy free benefits like food and drinks, high-speed Wi-Fi, semi-private workspaces, TVs and newspapers. Certain locations may have extra features like spas, conference rooms or showers. Select lounges are also designed to reflect the tastes and trends of the city they’re located in, and most lounges offer seasonal cuisine options.

Amex Centurion Lounge locations:

Charlotte (CLT)
Dallas (DFW)
Denver (DEN)
Houston (IAH)
Las Vegas (LAS)
Los Angeles (LAX)
Miami (MIA)
New York (JFK and LGA)
Philadelphia (PHL)
San Francisco (SFO)
Seattle (SEA)
International lounges: Hong Kong (HKG); London (LHR); Stockholm (ARN); Mumbai (BOM); Delhi (DEL); Buenos Aires (EZE); São Paulo (GRU); Melbourne (MEL); Mexico City (MEX); Monterey (MTY); Sydney (SYD).

Aside from Centurion Lounges, eligible cardholders have access to the The Centurion Network, which also includes Escape Lounges – The Centurion Studio Partner, bringing the network total to 40+ worldwide locations.

How do I get access to the Amex Centurion Lounge?

James Bronzz, WalletHub Analyst

Here are the cards that offer access to the Amex Centurion Lounge:

Amex Centurion Lounge locations:

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