The best Chase business credit card is the Chase Ink Business Preferred card because it offers a bonus worth $1,000 for spending $5,000 in the first 3 months. Ink Business Preferred also gives 3 points per $1 spent on travel and select business purchases, plus 1 point per $1 on everything else. Preferred provides free employee cards, too, and has a $0 foreign transaction fee. The annual fee is $95.
The Chase Ink Business Cash card offers the best ongoing cash back bonuses of any Chase business credit card. It has a $500 bonus for spending $3,000 in the first 3 months. And it gives 5% cash back on the first $25,000 spent per year at office supply stores and on internet/cable/phone services. Plus, it offers 2% back on the first $25,000 spent at gas stations and restaurants, along with 1% on everything else. There’s a $99 annual fee.
When it comes to earning cash rewards at a high, flat rate, Ink Business Unlimited comes out on top. It offers unlimited 1.5% cash back on all purchases. And it has the same bonus that Ink Business Cash does. The annual fee is $99.
2019’s Chase Business Credit Card Offers:
- Chase Ink Business Preferred – Best for travel
- United MileagePlus Explorer Business card – Best for no foreign transaction fee
- Marriott Premier Plus Business card – Best hotel card
- Chase Ink Business Cash – Best for no annual fee
- Chase Ink Business Unlimited – Best for cash back
- Southwest Rapid Rewards Premier Business Card – Best airline card
For customers who are frequent flyers, the United MileagePlus Explorer Business card is the best Chase business credit card. It has a $0 foreign transaction fee. It also offers 50,000 miles for spending $3,000 in the first 3 months. And it gives 10,000 bonus miles each year for spending $25,000 or more. It also offers 2 miles per $1 not just on United purchases but also at restaurants, gas stations and office supply stores. There’s 1 mile per $1 on all other purchases. The card provides 2 one-time United Club passes after account opening and each anniversary. And cardholders always get a free first checked bag and priority boarding on United flights. The card waives its $95 annual fee the first year.
The Marriott Premier Plus Business card is best for hotels. It offers 6 points per $1 at Marriott, Ritz Carlton and Starwood Preferred Guest locations. It also gives 4 points per $1 spent at restaurants, gas stations, shipping and internet/cable/phone service. And it offers 75,000 bonus points for spending $3,000 in the first 3 months. Lastly, it gives a free night each account anniversary. The Marriot card has a $99 annual fee.
All Chase business credit cards offer employee cards at no additional cost.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.