The best Chase business credit card is the Chase Ink Business Preferred card because it offers a bonus worth $1,000 for spending $5,000 in the first 3 months. Ink Business Preferred also gives 3 points per $1 spent on travel and select business purchases, plus 1 point per $1 on everything else. Preferred provides free employee cards, too. And it has a $0 foreign transaction fee. The annual fee is $95.
The Chase Ink Business Cash card offers the best ongoing cash back bonuses of any Chase business credit card. It has a $500 bonus for spending $3,000 in the first 3 months. And it gives 5% cash back on the first $25,000 spent per year at office supply stores and on internet/cable/phone services. Plus, it offers 2% back on the first $25,000 spent per year at gas stations and restaurants, along with 1% on everything else. There’s a $0 annual fee.
But if you want to earn rewards at a flat rate, Ink Business Unlimited comes out on top. It offers unlimited 1.5% cash back on all purchases. And it has a $0 annual fee.
If you fly frequently for business, I would recommend the United MileagePlus Explorer Business card. It has a $0 foreign transaction fee, good rewards and no annual fee the first year. Cardholders also get free checked bags, priority boarding and limited United Club airport lounge access.
There are several easy approval business credit cards. That’s because the easiest business credit cards to get only require fair or bad credit. They include Capital One Spark Classic for Business, the Staples Business Credit Card, and the Wells Fargo Business Secured Credit Card. It’s also worth noting that while you must have a business to get one of these cards, your personal credit history matters a lot more than your company’s.… read full answer
Here are your options for easy approval business credit cards:
Fair Credit: Staples Business Credit Card You’ll save $50 on a purchase of $150 or more made within 45 days of opening your account. You’ll also get 5% back in Staples credit for each purchase. There’s no annual fee. Your APR will be somewhere between 14.99% and 23.99%, depending on credit worthiness.
Bad Credit: Wells Fargo Business Secured Credit Card You’ll get 1.5% cash back on purchases. The annual fee is $25. The minimum security deposit is $500. And the APR is 16.40%. The BBVA Compass Business Secured Card is another good option.
You’ll get 2% cash back on the first $1,000 you spend at gas stations and restaurants each quarter. You’ll get 1% cash back on all other purchases. Discover matches the cash back you earn the first year. There’s no annual fee, the APR is 24.24%, and the minimum deposit is $200.
There are a few easy approval business credit cards, so you shouldn’t let limited or damaged credit prevent you from getting the card your business needs. And remember, if you pay your bills on time and keep your credit utilization ratio low, your credit should steadily improve over time.
A good option to consider for a new LLC looking for credit is the Capital One Spark Classic for Business, as it offers a range of business benefits such as year-end summaries, employee cards at no extra cost and experienced small business customer service.
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