To check your Chase business credit card application status, call Chase Lending Team at (800) 453-9719. Just press “1” for credit applications and enter your Social Security number to find out your Chase business credit application status.
A decision can be made instantly after providing all the required information and submitting your application. However, in some cases, Chase needs to collect or review additional information to reach a decision, but applicants are notified within 30 days.
If your Chase business credit card application status is “denied”, you can try calling Chase’s Lending Team again to ask for reconsideration. Be prepared to make the case for why the reason they denied you was inaccurate or has changed since you applied. Denied applicants receive a letter explaining the reasons for denial, so make sure you review these and take them into account before calling to request reconsideration.
You need a credit score of 700 or higher to get approved for most Chase credit cards. That means you need good credit or better to qualify for Chase credit cards. For example, the credit score requirement for both the Chase Freedom Flex℠ card and the Chase Sapphire Preferred® Card is 700+.
The main exception to the rule is the Chase Freedom® Student credit card, which is available to students with limited credit or better. Still, the higher your credit score is, the better your Chase credit card approval odds will be.… read full answer
Ink Business cards: Good Credit. Ink Business Preferred® Credit Card, for instance, requires a credit score of 700 at a minimum. That means you need good credit or better for approval.
Chase hotel cards: Good Credit. The World of Hyatt Credit Card, for instance, requires a credit score of 700 at a minimum. That means you need good credit or better for approval.
Most Chase airline cards: Good Credit. United Quest℠ Card, for instance, requires a credit score of 700 at a minimum. That means you need good credit or better for approval.
Be sure to check your credit score regularly to assess your chances of meeting the Chase credit card credit score requirements. Chase also has an online pre-approval tool that gives you an indication of how well your credit stacks up without having to formally apply.
You'll know within seconds if you're pre-approved for any Chase credit cards. There's no guarantee you'll be approved if you apply, but the odds are on your side. Pre-approvals are done using a soft inquiry or "soft pull" on your credit report, which means there's no effect on your credit score. However, if you decide to actually apply for a card, Chase will perform a hard inquiry, which may cause a slight dip in your credit score.
It takes 7-20 business days to get a credit card from Chase, from the time you apply to when you get your Chase card in the mail. It can take up to 10 business days to receive an application decision, though it’s possible you’ll be approved instantly if you apply online. And it usually takes 7-10 business days to get a Chase credit card in the mail after approval. But you can get it in 1-2 business days if you ask for expedited delivery. It’s free.… read full answer
Getting a replacement credit card from Chase takes 3-5 business days, in most cases. But, again, you can ask for free expedited delivery and get your card in 1-2 business days.
Here’s how long it takes to get a credit card from Chase:
New Credit Card: 7-10 business days after approval (1-2 business days expedited for free).
Replacement Credit Card: 3-5 business days (1-2 business days expedited for free).
Online Approval: Instant approval is possible when you apply for a Chase credit card online. Otherwise, you’ll get a decision within 7-10 business days. You can check the status of your Chase credit card application online, too.
Mailed Applications: You’ll get a decision within 7-10 business days of Chase receiving your application.
Chase’s credit card approval and delivery timeframes are pretty standard. The fastest way to get a Chase credit card in your hands is to apply online.
You can check your Chase credit card application status online or by phone: (888) 338-2586. If you check online, you will need to sign into your Chase.com account (or create one if you didn’t apply online). If you call, you’ll have to enter your full Social Security number. When you submit a Chase credit card application, it’s possible you’ll be approved or denied instantly. Otherwise, it could take up to 30 days to get a decision. If you don’t manually check your status, you may receive your decision by email or mail.… read full answer
Those procedures are the same no matter which Chase credit card you apply for, whether it’s a travel rewards card such as the Chase Sapphire Preferred® Card, a cash back card such as Chase Freedom Unlimited® or a 0% balance transfer card such as the Chase Slate Edge℠ card. And checking your status with any Chase card is as simple as signing in and making a few clicks.
How to check your Chase credit card application status online:
Log in to your Chase Online account with your username and password.
Find “Customer Center” in the top left corner and click on it.
Click on “Check my application status.”
View your application(s). You’ll be able to see whether they’re pending, approved, or denied.
If you don’t have an account yet, just click the “New To Chase Online?” button below the login area. You’ll be able to make an account by entering your application number and SSN.
To check your Chase credit card application status by phone, call (888) 338-2586 and enter your full Social Security number when prompted. Chase’s automated application status line is accessible 24/7.
How to contact the Chase credit card reconsideration line
You might not like what you learn when you check your credit card application status. But it’s important to remember that if you’re denied, there’s still hope. You can ask Chase to reconsider your application by calling (888) 270-2127. One of Chase’s credit analysts will talk to you and take another look over your application materials. There’s no guarantee that anything will change, but it’s possible. To start off, you’ll just need to give your application ID or SSN to the analyst. Best of luck!
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