What is the best Chase credit card for cash back? This question is about Chase Credit Cards

The best Chase credit card for cash back is Chase Freedom Unlimited®. It offers 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year). The Chase Freedom Unlimited card also has a $0 annual fee. It requires at least good credit for approval. Best Chase Cash Back Credit Cards Overall: Chase Freedom Unlimited®Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's websiteCustomized Bonus Categories: Chase Freedom Flex℠Chase Freedom Flex℠Learn MoreLearn MoreBusiness Rewards: Ink Business Cash® Credit CardInk Business Cash® Credit CardLearn MoreLearn Moreon issuer's websiteBusiness Bonus: Ink Business Premier℠ Credit CardInk Business Premier℠ Credit CardLearn MoreLearn Moreon issuer's websiteStudents: Chase Freedom® Student credit cardChase Freedom® Student credit cardLearn MoreLearn Moreon issuer's websiteInstacart Purchases: Instacart Mastercard®Instacart Mastercard®Learn MoreLearn Moreon issuer's website It’s important to note that, technically, Chase does not offer any cash back credit cards. Chase Freedom Unlimited, Chase Freedom Flex, and the rest of the cards actually reward cardholders with points for every purchase. But Chase points are worth 1 cent each when redeemed for statement credits. So, when Chase says 5% cash back, for example, they really mean 5 points per $1 that are worth 5% cash back.

Ad Disclosure Ad Disclosure

What is the best Chase credit card for cash back?

Answer Question Report Abuse

This question is about Chase Credit Cards

see this user

John S Kiernan, Managing Editor

@John • 03/09/23 This answer was first published on 12/09/20 and it was last updated on 03/09/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

The best Chase credit card for cash back is Chase Freedom Unlimited®. It offers 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year). The Chase Freedom Unlimited card also has a $0 annual fee. It requires at least good credit for approval.

Best Chase Cash Back Credit Cards

Overall: Chase Freedom Unlimited®Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
Customized Bonus Categories: Chase Freedom Flex℠Chase Freedom Flex℠Learn MoreLearn More
Business Rewards: Ink Business Cash® Credit CardInk Business Cash® Credit CardLearn MoreLearn Moreon issuer's website
Business Bonus: Ink Business Premier℠ Credit CardInk Business Premier℠ Credit CardLearn MoreLearn Moreon issuer's website
Students: Chase Freedom® Student credit cardChase Freedom® Student credit cardLearn MoreLearn Moreon issuer's website
Instacart Purchases: Instacart Mastercard®Instacart Mastercard®Learn MoreLearn Moreon issuer's website

It’s important to note that, technically, Chase does not offer any cash back credit cards. Chase Freedom Unlimited, Chase Freedom Flex, and the rest of the cards actually reward cardholders with points for every purchase. But Chase points are worth 1 cent each when redeemed for statement credits. So, when Chase says 5% cash back, for example, they really mean 5 points per $1 that are worth 5% cash back.

Answer Question

Does Chase have a 2% cash back card?

Yes, Chase does offer a 2% cash back card. The Ink Business Premier credit card gives 2 - 5% cash back on eligible purchases in addition to an initial bonus of $1,000 for spending $10,000 in the first 3 months.

Although you won’t find any Chase card offering a flat rewards rate of 2% cash back on all purchases, cards like the Ink Business Cash® Credit Card give 2% cash back in certain purchase categories. Additionally, some of the best Chase rewards cards will offer significantly more than 2% cash back when...

read full answer

Does Chase Freedom Unlimited offer 5% cash back?

Yes, Chase Freedom Unlimited currently offers 5% cash back on travel booked through Chase Ultimate Rewards. In addition to its 5% cash back category, Chase Freedom Unlimited gives at least 1.5% cash back on other types of purchases.

Here’s what Chase Freedom Unlimited currently offers:

INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!

There are also other attractive features to complement the card’s current rewards. Chase Freedom Unlimited comes with a $0 annual fee. Plus, it comes with an introductory APR of 0% for 15 months on both purchases and balance transfers. The card’s...

read full answer

How do I get the Chase Freedom Flex bonus?

You can get the Chase Freedom Flex bonus of $200 by spending $500 in the first 3 months. This card, though, also gives 5% on up to $1,500 spent per quarter in bonus categories. Both Chase Freedom Flex bonuses are fairly easy to earn, but require some very specific steps to get them. And that may include doing a bit of waiting.

Here’s how to get each Chase Freedom Flex bonus:

Initial bonus: $200 for spending $500 in the first 3 months.
Quarterly bonus: 5%...

read full answer

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.