No, there are no Chase charge cards. A charge card is a type of credit card where the cardholder must pay off the balance in full every month. Chase does not offer any cards that meet this description. All Chase credit cards allow the cardholder to carry a balance between months in return for paying interest. American Express is the only major credit card issuer that currently offers charge cards. Chase does have a range of excellent regular credit cards, though.
Best Chase credit cards to pay in full every month:
Even though Chase cards don’t make you pay in full every month, you can still say that you “charge” purchases to your Chase credit card. Eligible Chase cards can also be used with various digital payment options, from wearables to mobile apps, to make a “charge”. The app lets you make purchases without swiping, dipping or waving your card, but the purchases still get charged to your account like normal.
The best Chase credit card to use the same way as a charge card is Chase Sapphire Reserve®. It offers a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases. It also gives a $300 annual travel credit (as statement credit reimbursement for eligible travel purchases), plus a bonus of 50,000 points for spending $4,000 in the first 3 months the account is open. Reserve has a $550 annual fee, but the perks more than make up for it. If you always pay your balance in full on Chase Sapphire Reserve and treat it as a charge card, its rewards go straight into your pocket every month without being diminished by a high interest rate.
Chase credit card interest rates can be as low as 0% for as long as 15 months. The best Chase credit cards with 0% interest rates are Chase Freedom Flex℠ and Chase Freedom Unlimited®, offering 0% for 15 months on purchases and balance transfers. They also come with $0 annual fees.… read full answer
Regular, ongoing Chase credit card interest rates can be as low as 13.24% (V) or as high as 23.74% (V), depending on the card and the applicant’s credit standing.
13.24% - 19.24% (V) (depending on creditworthiness)
Chase has a whole load of credit cards co-branded with various companies as well, too many to list. But the Chase credit card interest rates for the co-branded cards don’t differ too wildly from the other cards. The lowest rate among them is 0% for 6 months on purchases for the Disney Premier Credit Card. Once the introductory period is over, remaining balances will be subject to the card's regular APR of 13.99% - 22.99% (V) (depending on creditworthiness).
When shopping for a Chase credit card, don’t just look at the regular APR and intro APR. Make sure you also take into account other interest rates and costs, like those associated with cash advances or late payments.
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