Cameron DiGiovanni, Writer
Chase credit card approval odds are best for people with a credit score of 700+. That means you’ll need at least good credit to be approved. Chase credit card approval odds will also be influenced by the applicants’ annual income and existing debts. Plus, applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN to get a Chase credit card.
Credit Requirements for Good Chase Credit Card Approval Odds
- Chase Sapphire Reserve®: Excellent credit
- Chase Sapphire Preferred® Card: Good credit or better
- Chase Freedom Unlimited®: Good credit or better
- Chase Freedom Flex℠: Good credit or better
- Chase Slate Edge℠: Good credit or better
- Chase Freedom® Student credit card: Limited History
- Ink Business Cash® Credit Card: Good credit or better
While credit scores are very important, Chase credit card approval depends on several other factors as well. For example, applicants need to have enough income to make payments on the card. Chase will also look at your monthly housing costs and existing debts when considering your application.
If you’re already a Chase customer and want to get a better sense of your approval odds before applying for a Chase credit card, you can always check to see if you’re pre-qualified for any offers on the Chase website. Pre-qualifying does not guarantee approval, but it does indicate that you have pretty good odds of getting approved for certain cards, and it won’t affect your credit score.
2023's Best Chase Credit CardsCompare Cards
People also ask
Did we answer your question?