Chase credit card benefits include rental car insurance, roadside dispatch and extended warranties. Those perks come standard on all Chase cards. High-end Chase credit cards have even more benefits, such as lost luggage reimbursement, trip cancellation insurance and travel accident insurance.
You will have to use your Chase card to pay for certain items and services in order to get coverage. Rental car insurance covers you against the damage or theft of a rented vehicle as long as your pay for the entire rental with your Chase card. Items you purchase with a Chase credit card are automatically covered under extended warranty and purchase protection plans. The extended warranty adds 1 year to existing warranties of 3 years or fewer. Purchase protection pays up to $500 per claim for items that are stolen or damaged.
While those benefits are free with your Chase card, roadside dispatch costs $59.99 for each service call. If your car breaks down, Chase will send someone out to provide services such as towing, fuel and jumpstarts.
Travel insurance benefits are available on select Chase cards, including Sapphire Preferred, Sapphire Reserve, and a few co-branded hotel and airline cards. The benefits include reimbursement up to $10,000 for cancelled trips, up to $500,000 in accident insurance, and lost luggage reimbursement up to $3,000 per passenger. Baggage delay insurance also refunds up to $100 a day for 5 days when your luggage is late.
Price protection and return protection are no longer available on any Chase branded credit cards. Those benefits were discontinued on 8/26/18.