Chase Freedom Flex℠ is the best Chase credit card for bonus rewards on ongoing purchases, giving 5% on the first $1,500 spent per quarter in bonus categories that change every 3 months. 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases. Plus, the Chase Freedom Flex℠’s initial bonus is $200 for spending $500 in the first 3 months. And this card has a $0 annual fee.
The best Chase credit card initial bonus offer comes from the Chase Sapphire Preferred® Card: 60,000 points for spending $4,000 in the first 3 months. That can cover the card’s $95 annual fee for several years, depending on how you redeem. Plus, this card’s ongoing bonus is 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases.
The best Chase sign-up bonus is offered by IHG Premier, which gives 125,000 points for spending $3,000 in the first 3 months. Chase credit card bonuses range from $200 to 125,000 points, depending on the card.
Best Chase Credit Card Sign-Up Bonuses
IHG Premier: 125,000 points for spending $3,000 in the first 3 months
The best Chase student credit card is the new Chase Freedom® Student credit card, which launched in June 2019. This card has a $0 annual fee and gives 1% cash back on all purchases.
It has some nice rewards bonuses, too, starting with $50 simply for making a single purchase within three months of opening an account. Plus, keeping your account in good standing by paying your monthly bills on time is good for a $20 bonus each year for up to five years. In addition to these, you earn 5 points (5% cash back) per $1 on Lyft rides through March 2022.… read full answer
Those rewards rates and fees are pretty good, though not quite on par with the best student credit cards on the market right now. Chase Freedom Unlimited®, one of the best cash back credit cards overall, was never officially branded as being for students. But Chase recommended it for these scholarly credit newcomers on its website for a while.
Now, however, things are looking up for college students shopping for a credit card. Chase, one of the largest credit card companies around, has now officially re-joined the ranks of student credit card issuers. As a result, 6 of the 7 biggest credit card issuers in the U.S. have at least one credit card offer for college students.
Chase credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. Applicants will also need to be 18+ years old with a U.S. mailing address and an SSN or ITIN to get a Chase credit card.… read full answer
Credit Requirements for Good Chase Credit Card Approval Odds
While credit scores are very important, Chase credit card approval depends on several other factors as well. For example, applicants need to have enough income to make payments on the card. Chase will also look at your monthly housing costs and existing debts when considering your application.
If you want to get a better sense of your approval odds before applying for a Chase credit card, you can always check to see if you’re pre-qualified for any offers on the Chase website. Pre-qualifying does not guarantee approval, but it does indicate that you have pretty good odds of getting approved for certain cards, and it won’t affect your credit score.
Here are the best non-Chase credit cards for bad credit:
OpenSky® Secured Visa® Credit Card: You probably won’t find an easier card than this. It doesn’t check your credit when you apply. There’s a $35 annual fee and a $200 minimum deposit.
Capital One Platinum Secured Credit Card: If you want the easy approval of a secured card with a chance of a low deposit, this card is for you. It requires a $49, $99 or $200 minimum deposit, depending on your credit. You get a $200 limit no matter what. And there’s a $0 annual fee.
Discover it® Secured Credit Card: You don’t have to miss out on rewards if your credit is bad. This card gives you 2% cash back on your first $1,000 spent per quarter at restaurants and gas stations and 1% everywhere else. It also matches your cash back after the first year. There’s a $0 annual fee and a $200 minimum deposit.
It’ll take a while to get from bad credit to good credit, where you can apply for Chase credit cards. But it’s definitely doable with a little perseverance. You just have to make your payments on time, keep your utilization low and not build up too much debt, and you’ll be on your way to better scores.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.