The best way to go about Chase credit card comparison is through here.
Simply start by applying filters from the left side of the page to narrow down your search. This will allow you to focus on comparing credit cards with high approval odds that actually offer the features you want.
Here are the best non-Chase credit cards for bad credit:
OpenSky® Secured Visa® Credit Card: You probably won’t find an easier card than this. It doesn’t check your credit when you apply. There’s a $35 annual fee and a $200 minimum deposit.
Secured Mastercard® from Capital One: If you want the easy approval of a secured card with a chance of a low deposit, this card is for you. It requires a $49, $99 or $200 minimum deposit, depending on your credit. You get a $200 limit no matter what. And there’s a $0 annual fee.
Discover it® Secured Credit Card: You don’t have to miss out on rewards if your credit is bad. This card gives you 2% cash back on your first $1,000 spent per quarter at restaurants and gas stations and 1% everywhere else. It also matches your cash back after the first year. There’s a $0 annual fee and a $200 minimum deposit.
It’ll take a while to get from bad credit to good credit, where you can apply for Chase credit cards. But it’s definitely doable with a little perseverance. You just have to make your payments on time, keep your utilization low and not build up too much debt, and you’ll be on your way to better scores.
There are different types of Chase credit cards for travel rewards and cash back. There are also different Chase cards for consumers and small business owners. Some Chase credit cards charge annual fees while others don’t, and those often have 0% APRs too. Still other Chase cards are affiliated with airlines and hotels. So, there are lots of ways to look at it.… read full answer
You could say there are three types of Chase cards: personal, business and co-branded. The Amazon.com Credit Card, the British Airways Credit Card and the Marriott Bonvoy Boundless™ Credit Card are examples of Chase co-branded cards. Or, you could make the case that there are just two types of Chase credit cards: those for people with good or excellent credit, and those for excellent credit only. However, there are no types of Chase credit cards available for students or people with lower credit scores.
Although Chase may seem to have credit cards for just about every need, there are none for building credit. So, people with bad, limited, or fair credit might need to look elsewhere. Fortunately, Chase lets you check for pre-approval. There’s no guarantee you’ll be approved if you’re pre-approved, but the odds are in your favor.
Chase does not offer credit cards targeted to first-time credit card users. Good credit or excellent credit is needed for high approval odds for a Chase credit card, depending on the card.
You can check your latest credit score for free on WalletHub to see where you stand. Some people shopping for their first credit card may already have good credit as a result of being an authorized user on a credit card account in the past. You can also … read full answercheck for Chase credit card pre-approval to see which, if any, offers Chase thinks you’re qualified for, based on a harmless “soft pull” of your credit report.
If it doesn’t seem like an offer from Chase is in the cards for your first account, don’t worry. There are plenty of worthwhile alternatives from other issuers.
Using one of these cards responsibly – particularly paying the bill on time every month – is the ticket to a higher credit score and your chance of getting one of the best Chase credit cards in the future.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.