Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
Most Chase credit cards require a credit score of 700 or higher to get approved. That means you need good credit or better to qualify for the majority of Chase credit cards. For example, the credit score requirement for both the Chase Freedom Flex℠ card and the Chase Sapphire Preferred® Card is 700+.
The main exception to the rule is the Chase Freedom® Student credit card, which is available to students with limited credit or better. Still, the higher your credit score is, the better your Chase credit card approval odds will be.
Chase Credit Card Credit Score Requirements
- Chase Sapphire Reserve®: Excellent Credit (750+).
- Chase Freedom Flex℠: Good Credit (700+).
- Chase Slate Edge℠: Good Credit (700+).
- Chase Freedom Unlimited®: Good Credit (700+).
- Chase Sapphire Preferred® Card: Good Credit (700+).
- Amazon.com Credit Card: Good Credit (700+).
- Chase Freedom® Student credit card: Limited History. This card accepts students who have less than 3 years of credit history.
- Ink Business cards: Good Credit. Ink Business Preferred® Credit Card, for instance, requires a credit score of 700 at a minimum. That means you need good credit or better for approval.
- Chase hotel cards: Good Credit. The World of Hyatt Credit Card, for instance, requires a credit score of 700 at a minimum. That means you need good credit or better for approval.
- Most Chase airline cards: Good Credit. United Quest℠ Card, for instance, requires a credit score of 700 at a minimum. That means you need at good credit or better for approval.
Be sure to check your credit score regularly to assess your chances of meeting the Chase credit card credit score requirements. Chase also has an online pre-approval tool that gives you an indication of how well your credit stacks up without having to formally apply.
You’ll know within seconds if you’re pre-approved for any Chase credit cards. There’s no guarantee you’ll be approved if you apply, but the odds are on your side. Pre-approvals are done using a soft inquiry or “soft pull” on your credit report, which means there’s no effect on your credit score. However, if you decide to actually apply for a card, Chase will perform a hard inquiry, which may cause a slight dip in your credit score.

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