What credit score do you need for a Chase credit card?

There is no minimum credit score to get a credit card, if any credit card will do. Some credit card companies don’t even check applicants’ credit history, and the main approval requirement is that you earn more money than you spend. So it’s certainly possible to get a credit card even if you have a very low credit score or no credit score at all.… read full answer

But there is a difference between getting approved for a credit card in general and getting one of the better offers.

The credit score needed for credit card approval ultimately depends on which specific card you want to get. Most of the time, credit card companies have a credit score tier they’re looking for, and applicants will need a score in the required tier (or higher) for a good chance of approval. The tiers are bad, fair, good and excellent.

The thing is, credit cards require scores that are a bit higher than the traditional minimum for each tier in the overall credit score range, according to WalletHub’s research. So for each credit tier, you can see a “traditional” score range and a “WalletHub recommended” score range below.

Here is the credit score needed for a credit card at each level:

One way to estimate your credit card approval odds is to check for pre-approval. Many major issuers will allow you to check for free. It won’t hurt your credit score. And you’ll get a pretty good idea of your chances. Plus, if you’re not sure what your score is yet, you can check your latest credit score for free on WalletHub. You’ll also get personalized credit card recommendations with high approval odds.

Just remember that having a qualifying credit score does not guarantee credit card approval. The credit card application process takes many other factors into account. Payment history, existing debt and income play big roles, too.

The best Chase credit card promotion is the Chase Sapphire Reserve® card’s initial bonus of 50,000 points for spending $4,000 in the first 3 months. Sapphire Reserve points are worth 1.5 cents each when redeemed for travel, so the bonus is worth $750 as a whole. The card also has a $300 annual travel credit and good ongoing rewards, to help compensate for its $550 annual fee.… read full answer

There are several other Chase credit card promotions, too, including some that extend beyond rewards. For example, you’ll often find Chase credit cards offering 0% introductory APRs on purchases, balance transfers or both.

Best Chase Credit Card Promotions Right Now

Ink Business Preferred® Credit Card: 100,000 points for spending $15,000 in the first 3 months. $95 annual fee.

Chase Sapphire Preferred® Card: 60,000 points for spending $4,000 in the first 3 months. $95 annual fee.

Chase Sapphire Reserve®: 50,000 points for spending $4,000 in the first 3 months. $550 annual fee.

Chase Freedom Flex℠: $200 bonus for spending $500 in the first 3 months. Introductory APR of 0% for 15 months on purchases. $0 annual fee.

Chase Freedom Unlimited®: $200 bonus for spending $500 in the first 3 months. Introductory APR of 0% for 15 months on purchases. $0 annual fee.

There might be other Chase credit card promotions, but these are definitely some of the best ones on the market. Plus, most of these cards have additional promotions for referring a friend. Just keep in mind that they call them promotions for a reason. Chase can change them at any time. So if you see something you like, go for it.