What credit score do you need for a Chase credit card? This question is about Chase Credit Cards

Most Chase credit cards require a credit score of 700 or higher to get approved. That means you need good credit or better to qualify for the majority of Chase credit cards. For example, the credit score requirement for both the Chase Freedom Flex℠ card and the Chase Sapphire Preferred® Card is 700+. The main exception to the rule is the Chase Freedom® Student credit card, which is available to students with limited credit or better. Still, the higher your credit score is, the better your Chase credit card approval odds will be. Chase Credit Card Credit Score Requirements Chase Sapphire Reserve®: Excellent Credit (750+). Chase Freedom Flex℠: Good Credit (700+). Chase Slate Edge℠: Good Credit (700+). Chase Freedom Unlimited®: Good Credit (700+). Chase Sapphire Preferred® Card: Good Credit (700+). Amazon.com Credit Card: Good Credit (700+). Chase Freedom® Student credit card: Limited History. This card accepts students who have less than 3 years of credit history. Ink Business cards: Good Credit. Ink Business Preferred® Credit Card, for instance, requires a credit score of 700 at a minimum. That means you need good credit or better for approval. Chase hotel cards: Good Credit. The World of Hyatt Credit Card, for instance, requires a credit score of 700 at a minimum. That means you need good credit or better for approval. Most Chase airline cards: Good Credit. United Quest℠ Card, for instance, requires a credit score of 700 at a minimum. That means you need at good credit or better for approval. Be sure to check your credit score regularly to assess your chances of meeting the Chase credit card credit score requirements. Chase also has an online pre-approval tool that gives you an indication of how well your credit stacks up without having to formally apply. You’ll know within seconds if you’re pre-approved for any Chase credit cards. There’s no guarantee you’ll be approved if you apply, but the odds are on your side. Pre-approvals are done using a soft inquiry or “soft pull” on your credit report, which means there’s no effect on your credit score. However, if you decide to actually apply for a card, Chase will perform a hard inquiry, which may cause a slight dip in your credit score.

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What credit score do you need for a Chase credit card?

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This question is about Chase Credit Cards

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Bogdan Roberts, Credit Cards Moderator

@bogdan_roberts • 11/29/22 This answer was first published on 06/04/21 and it was last updated on 11/29/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Most Chase credit cards require a credit score of 700 or higher to get approved. That means you need good credit or better to qualify for the majority of Chase credit cards. For example, the credit score requirement for both the Chase Freedom Flex℠ card and the Chase Sapphire Preferred® Card is 700+.

The main exception to the rule is the Chase Freedom® Student credit card, which is available to students with limited credit or better. Still, the higher your credit score is, the better your Chase credit card approval odds will be.

Chase Credit Card Credit Score Requirements

Chase Sapphire Reserve®: Excellent Credit (750+).
Chase Freedom Flex℠: Good Credit (700+).
Chase Slate Edge℠: Good Credit (700+).
Chase Freedom Unlimited®: Good Credit (700+).
Chase Sapphire Preferred® Card: Good Credit (700+).
Amazon.com Credit Card: Good Credit (700+).
Chase Freedom® Student credit card: Limited History. This card accepts students who have less than 3 years of credit history.
Ink Business cards: Good Credit. Ink Business Preferred® Credit Card, for instance, requires a credit score of 700 at a minimum. That means you need good credit or better for approval.
Chase hotel cards: Good Credit. The World of Hyatt Credit Card, for instance, requires a credit score of 700 at a minimum. That means you need good credit or better for approval.
Most Chase airline cards: Good Credit. United Quest℠ Card, for instance, requires a credit score of 700 at a minimum. That means you need at good credit or better for approval.

Be sure to check your credit score regularly to assess your chances of meeting the Chase credit card credit score requirements. Chase also has an online pre-approval tool that gives you an indication of how well your credit stacks up without having to formally apply.

You’ll know within seconds if you’re pre-approved for any Chase credit cards. There’s no guarantee you’ll be approved if you apply, but the odds are on your side. Pre-approvals are done using a soft inquiry or “soft pull” on your credit report, which means there’s no effect on your credit score. However, if you decide to actually apply for a card, Chase will perform a hard inquiry, which may cause a slight dip in your credit score.

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What is the minimum credit score for a credit card?

There is no minimum credit score needed for a credit card. Some credit card companies don’t even check applicants’ credit history, so it’s certainly possible to get a credit card even if you have a very low credit score or no credit score at all.

But there is a difference between getting approved for a credit card in general and getting one of the better offers.

The credit score needed for credit card...

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What is the best Chase credit card promotion right now?

The best Chase credit card promotion is the Chase Sapphire Preferred® Card’s initial bonus of 60,000 points for spending $4,000 in the first 3 months. Chase Sapphire Preferred points are worth 1.25 cents each when redeemed for travel, so this promotion is worth up to $750 in travel through Chase.

Best Chase Credit Card Promotions Right Now

Chase Sapphire Preferred® Card: 60,000-point initial bonus

Initial Bonus: 60,000 bonus points for spending $4,000 in the first 3 months

Ongoing Rewards: 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases

Other Perks: $50 annual Ultimate Rewards Hotel Credit, 10% anniversary points bonus...

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What credit score do you need for a Chase Ink card?

For the Chase Ink card you will need a credit score of 700 or better, which means people with good credit or better have a shot at getting approved for a Chase Ink card. You must also provide proof of a business income sufficient enough to make at least the minimum amount due every month. Chase will review your personal credit history when you apply for the Ink Business Cash card, Preferred card, or Unlimited card. Take...

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