Tom Lipkis, WalletHub Credit Card Consultant
@cindercard
Chase credit card interest rates can be as low as 0% for as long as 15 months. The best Chase credit cards with 0% interest rates are Chase Freedom Flex℠ and Chase Freedom Unlimited®, offering 0% for 15 months on purchases and balance transfers. They also come with $0 annual fees.
Regular, ongoing Chase credit card interest rates can be as low as 17.74% (V) or as high as 28.24% (V), depending on the card and the applicant’s credit standing.
Chase Credit Cards with Low Interest Rates:
Card Name | Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
0% for 15 months | 0% for 15 months. Balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) | 19.49% - 28.24% (V) (depending on creditworthiness) | |
0% for 15 months | 0% for 15 months. Balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) | 19.49% - 28.24% (V) (depending on creditworthiness) | |
0% for 18 months | 0% for 18 months. Balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) | 19.49% - 28.24% (V) (depending on creditworthiness) | |
0% for 12 months | Not Offered. | 17.74% - 23.74% (V) (depending on creditworthiness) |
Chase has a whole load of credit cards co-branded with various companies as well, too many to list. But the Chase credit card interest rates for the co-branded cards don’t differ too wildly from the other cards. The lowest rate among them is 0% for 6 months on purchases for the Disney Premier Credit Card. Once the introductory period is over, remaining balances will be subject to the card's regular APR of 18.49% - 27.49% (V) (depending on creditworthiness).
When shopping for a Chase credit card, don’t just look at the regular APR and intro APR. Make sure you also take into account other interest rates and costs, like those associated with cash advances or late payments.

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