Tom Lipkis, Retired Economy Teacher
@cindercard
Chase credit card interest rates can be as low as 0% for as long as 15 months. The best Chase credit cards with 0% interest rates are Chase Freedom Flex℠ and Chase Freedom Unlimited®, offering 0% for 15 months on purchases. None of them have an annual fee, either.
Regular, ongoing Chase credit card interest rates can be as low as 13.24% (V) or as high as 23.99% (V), depending on the card and the applicant’s credit standing.
Chase Credit Card Interest Rates:
- Chase Freedom Flex℠: 0% for 15 months on purchases; 14.99% - 23.74% (V) regular APR
- Chase Freedom Unlimited®: 0% for 15 months on purchases; 14.99% - 23.74% (V) regular APR
- Chase Sapphire Preferred® Card: 15.99% - 22.99% (V) regular APR
- Chase Sapphire Reserve®: 16.99% - 23.99% (V) regular APR
- Ink Business Unlimited® Credit Card: 0% for 12 months on purchases; 13.24% - 19.24% (V) regular APR
- Ink Business Cash® Credit Card: 0% for 12 months on purchases; 13.24% - 19.24% (V) regular APR
- Ink Business Preferred® Credit Card: 15.99% - 20.99% (V) regular APR
Chase has a whole load of credit cards co-branded with various companies as well, too many to list. But the Chase credit card interest rates for the co-branded cards don’t differ too wildly from the other cards. The lowest rate among them is 14.24% - 22.24% (V) on the Amazon.com Credit Card and the highest is 23.99% (V) on a number of cards.
When shopping for a Chase credit card, don’t just look at the regular APR and intro APR. Make sure you know the other rates, like those for cash advances or late payments, too.

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