What's the lowest Chase credit card interest rate?

This question is about Chase Credit Card

Tom Lipkis, Retired Economy Teacher

@cindercard 07/23/20 First posted on 12/05/18
Last reviewed on 07/23/20

Permalink Report

Chase credit card interest rates can be as low as 0% for as long as 15 months. The best Chase credit cards with 0% interest rates are Chase Freedom and Chase Freedom Unlimited, offering 0% for 15 months on purchases. None of them have an annual fee, either.

Regular, ongoing Chase credit card interest rates can be as low as 13.24% (V) or as high as 23.99% (V), depending on the card and the applicant’s credit standing.

Chase Credit Card Interest Rates:

Chase Freedom: 0% for 15 months on purchases; 14.99% - 23.74% (V) regular APR
Chase Freedom Unlimited: 0% for 15 months on purchases; 14.99% - 23.74% (V) regular APR
Chase Sapphire Preferred: 15.99% - 22.99% (V) regular APR
Chase Sapphire Reserve: 16.99% - 23.99% (V) regular APR
Chase Ink Business Unlimited: 0% for 12 months on purchases; Not Offered on balance transfers; 13.24% - 19.24% (V) regular APR
Chase Ink Business Cash: 0% for 12 months on purchases; Not Offered on balance transfers; 13.24% - 19.24% (V) regular APR
Chase Ink Business Preferred: 15.99% - 20.99% (V) regular APR

Chase has a whole load of credit cards co-branded with various companies as well, too many to list. But the Chase credit card interest rates for the co-branded cards don’t differ too wildly from the other cards. The lowest rate among them is 14.24% - 22.24% (V) on the Amazon Rewards Visa Signature and the highest is 24.99% (V) on a number of cards.

When shopping for a Chase credit card, don’t just look at the regular APR and intro APR. Make sure you know the other rates, like those for cash advances or late payments, too.

2020's Best Chase Credit Cards

Compare Cards

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s alone. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.