Chase credit card interest rates can be as low as 0% for as long as 15 months. The best Chase credit cards with 0% interest rates are Chase Freedom and Chase Freedom Unlimited, offering 0% for 15 months on purchases. None of them have an annual fee, either.
Regular, ongoing Chase credit card interest rates can be as low as 13.24% (V) or as high as 23.99% (V), depending on the card and the applicant’s credit standing.
Chase Credit Card Interest Rates:
Chase Freedom: 0% for 15 months on purchases; 14.99% - 23.74% (V) regular APR
Chase Freedom Unlimited: 0% for 15 months on purchases; 14.99% - 23.74% (V) regular APR
Chase Sapphire Preferred: 15.99% - 22.99% (V) regular APR
Chase Sapphire Reserve: 16.99% - 23.99% (V) regular APR
Chase Ink Business Unlimited: 0% for 12 months on purchases; Not Offered on balance transfers; 13.24% - 19.24% (V) regular APR
Chase Ink Business Cash: 0% for 12 months on purchases; Not Offered on balance transfers; 13.24% - 19.24% (V) regular APR
Chase Ink Business Preferred: 15.99% - 20.99% (V) regular APR
Chase has a whole load of credit cards co-branded with various companies as well, too many to list. But the Chase credit card interest rates for the co-branded cards don’t differ too wildly from the other cards. The lowest rate among them is 14.24% - 22.24% (V) on the Amazon Rewards Visa Signature and the highest is 24.99% (V) on a number of cards.
When shopping for a Chase credit card, don’t just look at the regular APR and intro APR. Make sure you know the other rates, like those for cash advances or late payments, too.
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