Chase credit card limits could be as low as $500 or as high as $15,000+, depending on the card and your overall creditworthiness. The Chase credit card with the highest starting limit is the United MileagePlus Club Card, which has a minimum credit limit of $15,000. Chase Slate has the lowest credit limit minimum, at $500.
For certain cards, Chase will approve you for either a Signature or Platinum account. Platinum accounts have lower starting limits than Signature, so applicants with lower credit scores who are approved will get a Platinum account. All individuals approved for Signature accounts should receive a credit limit of at least $5,000.
Chase Credit Card Starting Limits:
- United MileagePlus Club Card: $15,000
- Chase Sapphire Reserve: $10,000
- Chase Sapphire Preferred: $5,000
- Chase Freedom: $500 (Signature: $5,000)
- Chase Freedom Unlimited:$500 (Signature: $5,000)
- United Explorer Card: $5,000
- Chase Ink Business Credit Cards: $3,000-$5,000
- Chase Slate: $500
Since Chase only lists starting limits for their credit cards, you could definitely receive a higher limit. The highest credit limits will go to applicants with excellent credit and high incomes.
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