Sebi Mitchell, Credit Cards Moderator
The starting Chase credit card credit limit varies by card and it could be as low as $500 or as high as $35,000+, depending on the card and your overall credit standing. The issuer, though, only discloses the minimum credit limits for each of their cards. One of the Chase credit cards with the highest starting limit is the Chase Sapphire Reserve® Card, which has a minimum credit limit of $10,000. The Chase Freedom Flex℠ card’s minimum credit limit, on the other hand, is one of the lowest Chase offers, at $500.
For certain cards, Chase will approve you for either a Signature or Platinum account, depending on your overall credit standing. Platinum accounts have lower starting limits than Signature cards. All individuals approved for Signature accounts typically receive a credit limit of at least $5,000.
Chase Credit Card Starting Limits
- Chase Sapphire Reserve®: $10,000
- Chase Sapphire Preferred® Card: $5,000
- Chase Freedom Flex℠: $500
- Chase Freedom Unlimited®: $500 (Signature: $5,000)
- Chase Slate Edge℠: $500
- Chase Freedom® Student credit card: $500 (Signature: $5,000)
- Chase Ink Business Credit Cards: $3,000-$10,000
Since Chase only lists starting limits for their credit cards, you could definitely receive a higher limit. The highest credit limits will go to applicants with excellent credit and high incomes.
Ultimately, you could also check our editors’ latest picks for the best high limit credit cards on the market to weigh your options.
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Jay Din, Member
I did apply last week for Chase Ink unlimited. I am approved for $48k. It's my first card with chase. So basically it mostly depends on your credit score and overall credit debt.
FYI my credit score is 819
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