Maria Adams, Credit Cards Moderator
@m_adams
No, Chase doesn’t offer price protection anymore. The issuer had largely eliminated price protection on its credit cards in 2018, and then discontinued the benefit altogether in 2020.
In general, credit card price protection allows cardholders to receive a refund for the difference between an item’s original purchase price and a lower price advertised within the following 60 to 120 days. Coverage amounts and excluded items vary, depending on the credit card issuer.
Issuers That Still Offer Price Protection
If price protection is important to you, there are still a few issuers that offer it on some of their credit cards. For instance, Capital One offers this benefit on select credit cards, including the Capital One Quicksilver. Bank of America may also offer price protection on certain cards.
Ultimately, feel free to check some of the best credit cards for price protection to weigh your options.
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How does the Mastercard price protection work?
Mastercard price protection reimburses you when an item that you bought with your card goes on sale later. You can get back the difference between what you paid and the new sale price, up to $250 per claim. You are entitled to a maximum of four claims every 12 months. Note that only the World and World Elite Mastercards offer this benefit.
Here’s how Mastercard price protection works:
- Mastercard price protection reimburses you for the...
How does Visa price protection work?
Visa price protection helps eligible cardholders get the best price on certain items by refunding the difference if the cardholder finds the same product at a lower price within 30 days of the purchase date. Visa cards with price protection include the Rakuten Credit Card and the UBS Visa Infinite Credit Card.
Cardholders can get a Visa credit card with price protection when the card issuer decides to include this benefit in the offer. Price protection isn’t a standard benefit on...
read full answerHow does Chase credit card purchase protection work?
Chase credit card purchase protection covers you for up to $50,000 annually for lost, damaged, or stolen items. Claims must be filed within 120 days of the incident in order to be eligible. Protection covers the cardholder and the recipient of items purchased as gifts on an eligible Chase credit card.
When you file a claim, Chase will either repair or replace the item, at the Benefit Administrator’s discretion. In some cases, you will be reimbursed...
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