Lisa Cahill, Credit Cards Moderator
@lisacahill
The best Chase credit card promotion is the Chase Sapphire Preferred® Card’s initial bonus of 60,000 points for spending $4,000 in the first 3 months. Chase Sapphire Preferred points are worth 1.25 cents each when redeemed for travel, so this promotion is worth up to $750 in travel through Chase.
Best Chase Credit Card Promotions Right Now
Chase Sapphire Preferred® Card: 60,000-point initial bonus
In addition to its big initial bonus, Chase Sapphire Preferred offers 5 points / $1 spent on travel purchased through Chase, 3 points / $1 spent on dining and select streaming services, 2 points / $1 spent on other travel purchases, and 1 point / $1 spent on all other purchases. These rewards can easily offset the card’s $95 annual fee.
Cardholders also enjoy promotional perks such as a $50 annual Ultimate Rewards Hotel Credit, and complimentary access to DashPass.
Chase Sapphire Reserve®: 60,000-point initial bonus
Chase Sapphire Reserve gives an initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months, worth up to $900 in travel booked through Chase. It also offers 1 - 10 points per $1 spent on purchases, $300 in annual travel credits, travel benefits like room upgrades, VIP access to exclusive events, and a Priority Pass Select membership that gives airport-lounge access across the world.
Although Chase Sapphire Reserve has an annual fee of $550, the card has more than enough rewards and other perks to be worth the cost when used wisely.
Chase Freedom Flex℠: $200 initial bonus
Chase Freedom Flex currently offers $200 for spending $500 in the first 3 months. It also gives 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require activation), 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1% back on all other purchases.
Other perks include Lyft credits, a complimentary ShopRunner membership, discount on Fandango and cash back on HelloFresh. Plus, there's no annual fee.
Chase Freedom Unlimited®: Additional 1.5% cash back
Chase Freedom Unlimited offers 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year). It also gives a 0% intro APR for 15 months on purchases and balance transfers. Plus, there is no annual fee. The regular APR is 19.24% - 27.99% (V).
Instacart Mastercard®: $100 Instacart credit initial bonus
Instacart Credit Card offers $100 Instacart credit automatically upon approval, plus a free year of Instacart+ membership, worth up to $99. Cardholders also get 5% cash back on purchases made via the Instacart app, Instacart.com, or the Chase travel center.
Ink Business Preferred® Credit Card: 100,000-point initial bonus
Chase Ink Preferred offers a big initial bonus of 100,000 points for spending $15,000 in the first 3 months. It also gives 1 - 3 points per $1 spent on purchases and has an annual fee of $95.
There are several other Chase credit card promotions, too, including some that extend beyond rewards. For example, you’ll often find Chase credit cards offering 0% introductory APRs on purchases, balance transfers or both. Just keep in mind that they call them promotions for a reason. Chase can change them at any time. So if you see something you like, go for it.
2023's Best Chase Credit Cards
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Natasha Preston, Member
@natasha_preston
The Chase Sapphire Reserve is definitely the best one. You get $300 annual travel credit card, and 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Jack Thorne, Member
@jackthorne
I think Sapphire Reserve has the best one atm. 50k points, and a bunch of other rewards. The annual fee hurts, but if you use the card often, you won't even feel it.
People also ask
How do I get the Chase Freedom Flex bonus?
You can get the Chase Freedom Flex bonus of $200 by spending $500 in the first 3 months. This card, though, also gives 5% on up to $1,500 spent per quarter in bonus categories. Both Chase Freedom Flex bonuses are fairly easy to earn, but require some very specific steps to get them. And that… read full answer
show lessHow do I get the Chase Ink 100k points signup bonus?
To get the Chase Ink 100k point bonus, apply for the Ink Business Preferred® Credit Card and spend $15,000 in the first 3 months after opening an account.
Here’s what you need to know about the Chase Ink 100k points signup bonus:
The Chase Ink Preferred 100,000 points bonus is one of the biggest credit card bonuses on… read full answer
show lessHow can I get the Chase $500 bonus?
You can get the Chase $500 bonus offer by acquiring any credit card that offers an equally high initial bonus, like the Chase Sapphire Reserve® card. As a matter of fact, there are a few Chase bonus offers that give you at least $500 after meeting a certain spending requirement within a… read full answer
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