Lisa Cahill, Credit Cards Moderator
@lisacahill
The best Chase credit card promotion is the Chase Sapphire Preferred® Card’s initial bonus of 60,000 points for spending $4,000 in the first 3 months. Chase Sapphire Preferred points are worth 1.25 cents each when redeemed for travel, so this promotion is worth up to $750 in travel through Chase.
Best Chase Credit Card Promotions Right Now
Chase Sapphire Preferred® Card: 60,000-point initial bonus
In addition to its big initial bonus, Chase Sapphire Preferred offers 5 points / $1 spent on travel purchased through Chase, 3 points / $1 spent on dining and select streaming services, 2 points / $1 spent on other travel purchases, and 1 point / $1 spent on all other purchases. These rewards can easily offset the card’s $95 annual fee.
Cardholders also enjoy promotional perks such as a $50 annual Ultimate Rewards Hotel Credit, and complimentary access to DashPass.
Chase Sapphire Reserve®: 60,000-point initial bonus
Chase Sapphire Reserve gives an initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months, worth up to $900 in travel booked through Chase. It also offers 1 - 10 points per $1 spent on purchases, $300 in annual travel credits, travel benefits like room upgrades, VIP access to exclusive events, and a Priority Pass Select membership that gives airport-lounge access across the world.
Although Chase Sapphire Reserve has an annual fee of $550, the card has more than enough rewards and other perks to be worth the cost when used wisely.
Chase Freedom Flex℠: $200 initial bonus
Chase Freedom Flex currently offers $200 for spending $500 in the first 3 months. It also gives 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require activation), 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1% back on all other purchases.
Other perks include Lyft credits, a complimentary ShopRunner membership, discount on Fandango and cash back on HelloFresh. Plus, there's no annual fee.
Chase Freedom Unlimited®: Additional 1.5% cash back
Chase Freedom Unlimited offers 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year). It also gives a 0% intro APR for 15 months on purchases and balance transfers. Plus, there is no annual fee. The regular APR is 19.24% - 27.99% (V).
Instacart Mastercard®: $100 Instacart credit initial bonus
Instacart Credit Card offers $100 Instacart credit automatically upon approval, plus a free year of Instacart+ membership, worth up to $99. Cardholders also get 5% cash back on purchases made via the Instacart app, Instacart.com, or the Chase travel center.
Ink Business Preferred® Credit Card: 100,000-point initial bonus
Chase Ink Preferred offers a big initial bonus of 100,000 points for spending $15,000 in the first 3 months. It also gives 1 - 3 points per $1 spent on purchases and has an annual fee of $95.
There are several other Chase credit card promotions, too, including some that extend beyond rewards. For example, you’ll often find Chase credit cards offering 0% introductory APRs on purchases, balance transfers or both. Just keep in mind that they call them promotions for a reason. Chase can change them at any time. So if you see something you like, go for it.

2023's Best Chase Credit Cards
Compare CardsNatasha Preston, Member
@natasha_preston
The Chase Sapphire Reserve is definitely the best one. You get $300 annual travel credit card, and 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Jack Thorne, Member
@jackthorne
I think Sapphire Reserve has the best one atm. 50k points, and a bunch of other rewards. The annual fee hurts, but if you use the card often, you won't even feel it.
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