What's the best Chase credit card promotion right now?

The easiest Chase cards to get are the ones that require good credit for approval. They include Chase Slate, the Amazon Visa and the Hyatt Credit Card. And “easy” is a relative term here because you’ll need a credit score of 700+ to have a good chance of qualifying for them. There are no Chase credit cards for fair, limited or bad credit. But since all Chase cards require good or excellent credit for approval, they give you all sorts of perks to make the offers worthwhile. Fortunately, you can also … read full answercheck for Chase credit card pre-approval before submitting an application. Getting pre-approved isn’t the same thing as getting approved for an account, but it means you have a really good shot.

Here are some of the easiest Chase cards to get:

• 0% APR: Chase Slate – Good credit or better
  No annual fee. No rewards. 0% APR for 15 months on purchases and balance transfers. No balance transfer fee for 60 days.
• Online Shopping: Amazon Visa Credit Card – Good credit or better
  No annual fee. $50 gift card for opening account ($70 for Prime members). 3 points per $1 spent on Amazon (5 with Prime). 2 points per $1 at gas stations, restaurants and drugstores. 1 per $1 everywhere else.
  
• Disney Dollars: Disney Rewards Credit Card – Good credit or better
  No annual fee. $50 statement credit after your first purchase. 1% back in Disney Dollars on all purchases. 0% APR for 6 months on purchases.
  
• Gas & Dining: AARP Rewards Credit Card – Good credit or better
  No annual fee. 20,000 points for spending $500 in the first three months. 3% cash back (in the form of points) at gas stations and restaurants, plus 1% everywhere else.
• Airline Miles: United MileagePlus Explorer – Good credit or better
  $95 annual fee waived the first year. 50,000 miles for spending $3,000 in the first three months. 2 miles per $1 on United purchases, and 1 mile per $1 on everything else. Priority boarding and free first checked bag.
  
• Hotel Points: Hyatt Credit Card – Good credit or better
  $75 annual fee. 40,000 points for spending $2,000 in the first three months. 3 points per $1 spent at Hyatt. 2 points per $1 on restaurants, airfare and car rentals. 1 point per $1 on everything else. 5,000 bonus points for adding an authorized user. 1 free night’s stay every account anniversary.

These aren’t all of the easiest Chase cards to get. There are a few others, most of them co-branded with companies like IHG and British Airways. But none of them will do you much good if you have fair, limited or bad credit. If that describes you, consider a Capital One credit card instead.

The Chase credit card credit score requirement is 700+ (good credit) or 750+ (excellent credit), depending on the card. Most Chase cards require at least good credit, including the Amazon Rewards Card, Chase Slate, and the Ink Business cards. There are also several Chase credit cards that require excellent credit, including Chase Freedom, Freedom Unlimited, Sapphire Preferred and Sapphire Reserve. Chase does not offer credit cards for fair credit (640-699) or lower credit scores at this time.… read full answer

It is possible to get approved for a Chase credit card with a credit score lower than 700. Your chances are best if you have a high income and not much debt. Chase also looks at your employment status, housing information, credit history, payment history and more. These factors, combined with your credit score, will ultimately determine your creditworthiness. But the higher your credit score is above 700, the better your Chase credit card approval odds will be.

Major Chase credit card credit score requirements:

• Freedom and Freedom Unlimited - Excellent Credit (750+ credit score)
• Sapphire Preferred and Sapphire Reserve - Excellent Credit (750+ credit score)
• Slate - Good Credit (700+ credit score)
• Ink Business cards - Good Credit (700+ credit score)
• Amazon.com Credit Card - Good Credit (700+ credit score)
• Chase hotel cards - Good Credit (700+ credit score)
• Most Chase airline cards - Good Credit (700+ credit score)

Be sure to check your credit score regularly to assess your chances of meeting the Chase credit card credit score requirements. Chase also has an online pre-approval status tool that gives you an indication of how well your credit stacks up without having to formally apply.

You’ll know within seconds if you’re pre-approved for any Chase credit cards. There’s no guarantee you’ll be approved if you apply, but the odds are on your side. Pre-approvals are done using a soft inquiry or “soft pull” on your credit report, which means there’s no effect on your credit score. However, if you decide to actually apply for a card, Chase will perform a hard inquiry, which may cause a slight dip in your credit score.