Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
The best Chase credit card signup bonus is the Chase Sapphire Preferred® Card’s offer of 60,000 bonus points for spending $4,000 in the first 3 months. Those bonus points are worth $750 when redeemed for travel through Chase Ultimate Rewards. The initial bonus alone pays for Chase Sapphire Preferred’s $95 annual fee for a few years.
Best Chase credit card signup bonus offers:
Initial Bonus: 60,000 bonus points for spending $4,000 in the first 3 months, worth $750 when redeemed for travel through Chase Ultimate Rewards
Ongoing Rewards: 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases
Annual Fee: $95
Min. Credit Required: Good credit
Initial Bonus: 60,000 bonus points for spending $4,000 in the first 3 months, worth $900 in travel through Chase Ultimate Rewards
Ongoing Rewards: a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases
Annual Fee: $550
Min. Credit Required: Excellent credit
Initial Bonus: $200 for spending $500 in the first 3 months
Ongoing Rewards: 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require activation), 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1% back on all other purchases
Annual Fee: $0
Min. Credit Required: Good credit
Initial Bonus: 140,000 points for spending $3,000 in the first 3 months, worth $980 when redeemed for hotel reservations
Ongoing Rewards: 10 points per $1 spent at IHG hotels, 5 points per $1 at gas stations, restaurants and on travel, as well as 3 points per $1 on all other purchases
Annual Fee: $99
Min. Credit Required: Good credit
Initial Bonus: 50,000 miles for spending $3,000 in the first 3 months, worth $595 when redeemed for airfare
Ongoing Rewards: 2 miles per $1 spent with United and hotel stays, 2 miles per $1 spent on dining and eligible delivery services, as well as 1 mile per $1 spent on all other purchases
Annual Fee: $0 intro 1st yr, $95 after
Min. Credit Required: Good credit
Initial Bonus: 100,000 points for spending $15,000 in the first 3 months, worth $1,250 toward travel when redeemed through Chase Ultimate Rewards
Ongoing Rewards: 3 points per $1 on the first $150,000 spent per year on travel and select business expenses, and 1 point per $1 on all other purchases
Annual Fee: $95
Min. Credit Required: Good credit
As you can see, many of these cards have annual fees. But by taking advantage of their initial bonuses and extra benefits, you should be able to more than make up for that.

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