No, there are no Chase credit cards for bad credit. You’ll need good or excellent credit to get most Chase cards. But there’s no shortage of credit cards for bad credit from issuers not named Chase. Some of the best include the OpenSky® Secured Visa® Credit Card, the Credit One Bank® Platinum Visa® for Rebuilding Credit, and the U.S. Bank Cash+® Visa® Secured Card.
Here are the best non-Chase credit cards for bad credit:
You probably won’t find an easier card than this. It doesn’t check your credit when you apply. There’s a $35 annual fee and a $200 minimum deposit.
Earn 1% cash back on gas and grocery purchases, as well as 1% back on mobile phone, internet, cable and satellite TV services. Annual fee: $75 intro 1st yr, $99 after. Minimum credit limit of $300.
Earn 1 - 5% cash back. There’s a $0 annual fee and a $300 minimum deposit.
Earn 1.5 - 5% cash back. There’s a $0 annual fee and a $200 minimum deposit.
It’ll take a while to get from bad credit to good credit, where you can apply for Chase credit cards. But it’s definitely doable with a little perseverance. You just have to make your payments on time, keep your credit utilization low and not build up too much debt, and you’ll be on your way to better scores.