The Chase Freedom annual fee is $0. The Chase Freedom Unlimited Card’s annual fee is $0, too. The Freedom card offers $200 for spending $500 in the first 3 months. Freedom Unlimited also offers $200 initial bonus for spending the same amount in the same time frame.
The fact that Chase Freedom’s annual fee is $0 might surprise some people. Many rewards cards cost a lot of money. But cards with 0% introductory interest rates tend to have $0 annual fees. And both Freedom cards offer 0% for 15 months on purchases.
But just because Chase Freedom has a $0 annual fee and no interest for a time does not mean it’s always free to use. There’s a 3% of each transaction in U.S. dollars foreign transaction fee, for example, and the regular APR is pretty high: 14.99% - 23.74% (V).
Still, having no annual fee does make the Freedom cards’ rewards seem even more valuable.
Unfortunately, Chase Freedom may no longer be available to new applicants.