Yes, you can use Chase Freedom with Apple Pay. Apple Pay is integrated into the Wallet app which is pre-installed on all recent versions of Apple products. These include the Apple iPhone, Apple Watch and iPad. You can also use Apple Pay online via the Safari web browser on a MacBook Pro with the Touch ID feature. There’s no fee to use Chase Freedom with Apple Pay, but an active wireless data plan is required. If you use Chase Freedom with Apple Pay for purchases through an internationally-based merchant, you will be charged a 3% of each transaction in U.S. dollars foreign transaction fee.
Apple Pay allows you to add your Freedom card information to your Apple device (iOS 10 / macOS Sierra or later). If you have a card linked to your iTunes account, that card is the default Apple Pay card. You can change default cards through the Wallet app at any time. There’s no limit to the number of credit and/or debit cards you can add, but you can only add up to eight eligible Chase cards. You can also add the Freedom card to multiple devices that use Apple Pay. Refer to your Apple device’s user guide for specific installation instructions.
Once you’ve installed Apple Pay, you can make purchases at retailers without using the physical card. Just hold the device near the store’s contactless reader. Apple Pay uses a secure short-range wireless signal to transmit payment information between the device and the card reader. The card number is replaced with a secure device account number called a token. The merchant will receive the token for payment instead of the actual card number. The payment will appear on your Chase Freedom statement as a regular credit card purchase.
Apple Pay provides the same benefits and protection as your physical Freedom card, including Zero Liability Protection. You won’t be held financially liable for any reported unauthorized charges made using the Freedom card through Apple Pay.
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