You can add a Chase Freedom authorized user online or over the phone at (800) 945-2000. You will need to provide the person’s full name and date of birth to add them as an authorized user.
It takes 7 to 10 business days for the authorized user to receive the card. However, the Chase Freedom requires activation before it can be used for purchases. There are no restrictions on who you can add as a Chase Freedom authorized user, not even a minimum age requirement. So, this is a great way to help your kids build credit, for example.
Here’s how to add a Chase Freedom authorized user:
Yes, authorized users do build credit. You can actually build a good or excellent credit score just as an authorized user on a credit card. When you become an authorized user, the account is added to your credit report, which means on-time payments by the primary cardholder will help you build good credit history. But because authorized users are not responsible for paying the bills, credit scores don’t give authorized user accounts as much weight. So...
No, there is no legally required minimum age for an authorized user on a credit card. That’s because authorized users aren’t entering into any kind of contract or borrowing money in their own name. As a result, many issuers do not have age requirements when it comes to authorized users. This means you could even make a newborn an authorized user on your account if you want to. Just note that some credit card companies have...
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