The Chase Freedom baggage insurance works by offering coverage of up to $3,000 for any checked or carry-on luggage that is lost, stolen or damaged during transit.
Certain items, such as jewelry, watches, cameras and other electronic equipment are only covered up to $500.
The insurance doesn’t cover:
Baggage left on the common carrier or cruise line
Documents
Money
Tickets and checks
Furs
In case of a lost, stolen or damaged luggage, immediately notify the common carrier or cruise line and call 1-888-320-9961 within 20 days of occurrence. You will be given details about filing your claim.
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