The Chase Freedom 5% bonus categories are Walmart and PayPal from October through September 2021. The Chase Freedom calendar for the last quarter of the year has not been released yet.
Just bear in mind that the bonus categories on Chase Freedom’s calendar don’t always repeat year over year. It’s also important to note that any purchases in these categories above the $1,500 limit will give 1% cash back. The same 1% rate goes for all purchases outside of the Chase Freedom bonus categories.
Here’s the Chase Freedom Calendar for 2021:
Q1 2021: Wholesale clubs, internet, cable & phone services, and select streaming services
Q2 2021: Gas stations and home improvement stores
Q3 2021: Grocery stores (excluding Target and Walmart) and select streaming services
Q4 2021: Walmart and PayPal. Keep in mind that qualifying purchases made using PayPal at Walmart will only earn a total of 1%.
In order to earn 5% cash back in the Chase Freedom bonus categories each quarter, you will need to “activate” the category. The deadline to activate is typically halfway through the final month of the quarter. Luckily, as long as you activate before the deadline, all purchases in the bonus categories during the quarter will get 5% cash back, even if you made them before you activated. You can activate through your online account, through the Chase Ultimate Rewards website, by visiting a Chase branch, by calling the number on the back of your card or at an ATM.
It’s important to note that the Chase Freedom card is no longer available to new cardholders, having been replaced by the Chase Freedom Flex℠ card. However, existing Chase Freedom cardholders can continue using their cards, and both Chase Freedom and Chase Freedom Flex have the same bonus categories.