There is only one Chase Freedom Card design option, and it’s a shiny light blue that fades to a darker blue. You can’t customize the Chase Freedom Credit Card, or most of the other Chase credit cards. But many of them have rather beautiful standard designs, regardless.
The only customizable Chase cards are the two Disney co-branded credit cards: the Disney Rewards Credit Card and the Disney Premier Credit Card. With those cards, you can pick from a variety of Star Wars and Disney-themed designs, including Chewbacca, Mickey Mouse, and Darth Vader.
Chase Freedom is a Visa credit card. It may have been offered as a MasterCard a few years ago, according to some anecdotal reports. But Chase’s website currently lists Freedom in the Visa category, not as a Mastercard. The fact that Chase Freedom is a Visa means it has global acceptance and comes with several perks, such as travel insurance, which are provided by Visa but facilitated by Chase.… read full answer
Here’s what Chase Freedom’s Visa status gets you:
High international acceptance. You’ll be able to use your card at almost every merchant that accepts credit cards in over 200 countries and territories. There may be a few exceptions here and there, but they will be rare.
Exchange rate savings. Credit cards give you the cheapest foreign currency conversion rates, and Visa cards are no exception. Unfortunately, Chase Freedom’s 3% foreign transaction fee offsets some of the benefit.
Travel accident insurance. You’re eligible to receive up to $250,000 in compensation for death or dismemberment caused by travel you paid for with your card.
Trip cancellation/interruption insurance. If something out of your control (severe weather, military orders, jury duty, etc.) causes you to cancel your trip or stop it early, you can get refunded up to $5,000.
Lost luggage reimbursement. If your luggage is damaged or lost by a travel provider, you can get reimbursed for its value, up to $3,000 per passenger whose ticket you paid for.
Price protection. When you buy something with your card and see the same item for a lower price within the next 90 days, you can ask for the difference to be credited back to you. Some items (cars, antiques, etc.) aren’t eligible. You’ll also need to provide an advertisement displaying the lower price, along with your receipt.
Rental car insurance. You’re covered up to the value of most vehicles you rent with Chase Freedom for theft or collision damage. You must decline the rental agency’s insurance, and you have to drive a car that’s covered (i.e. not a truck, large van, limo, motorbike, etc.).
The fact that Chase Freedom is a Visa means you can use it anywhere in the world and enjoy some great perks along the way. But it is important to note that whether a card is a Visa or a Mastercard isn’t too big of an issue. Both networks provide you with about the same global acceptance and very similar benefits.
The best way to find out your Chase Freedom balance is by logging in to your online account, where you'll be able to see an overview of your account and manage it. If you don't have an account there, you can make one here.
Alternatively, you can call the Chase customer service line at 1-800-432-3117.… read full answer
Chase Freedom’s rewards are 1% to 5% cash back on purchases, with a $200 bonus for spending $500 in the first 3 months. The Freedom card’s 5% cash back rewards apply to purchases in select categories that change every quarter (and to as much as $12,000 spent on groceries the first year). Cardholders must activate the new categories every quarter to earn the standard 5% bonus rate, which applies to the first $1,500 spent on eligible purchases each quarter. Past 5% rewards categories have included grocery stores (except Walmart and Target), drugstores, home improvement stores, gas stations, streaming services and Amazon.com. All non-bonus category purchases earn 1% cash back.… read full answer
Chase Freedom’s rewards are marketed as cash back, but they’re actually points that you can redeem for cash back, gift cards or travel purchases at a rate of 1 cent per point. You can also apply points toward Amazon.com purchases, but you’ll only get 0.8 cents per point. Chase Freedom rewards never expire as long as your account is open.
If either you or Chase close the account, you will lose any unused points. Chase may close your account for fraud, reward program abuse, delinquent payments, bankruptcy or other reasons.
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