To get Chase Freedom Flex’s 5% cash back rate, go to the activation page and enter your name, the last 4 digits of your card number and your zip code. You will need to activate new 5% categories for Freedom every quarter to get the bonus rate.
Chase Freedom Flex cardholders get 5% cash back on the first $1,500 spent per quarter in select purchase categories. Purchases that exceed the $1,500 quarterly limit will earn 1% cash back. The current Chase Freedom Flex 5% categories (for Q3 2021) are grocery stores (excluding Target & Walmart) and streaming services. Chase has not announced the next quarter’s categories yet, but you can always check the Chase Freedom 5% calendar for updates. You can activate an upcoming quarter’s bonus categories on the 15th of the month before it starts.
Purchases that do not qualify for the 5% cash back bonus earn 1% cash back, except for travel booked through Chase and the first $12,000 spent on groceries the first year (which also earn 5%), plus dining and drugstores (which earn 3%). If you spend up to the $1,500 limit, the Chase Freedom Flex 5% cash back categories can save you $75 every quarter. Just make sure to always activate the new bonus categories, or your eligible purchases will earn only 1%. If you’re worried you’ll forget, Chase makes it easy to set up activation reminder messages and calendar alerts.