How do I set up my Chase Freedom Flex account? This question is about the Chase Freedom Flex℠

You can set up a Chase Freedom Flex account through Chase’s website. More specifically, you can sign up by following these steps: Visit Chase’s website and click “Not enrolled? Sign up now” under the blue “Sign in” button. Choose which type of account you would like to access online; personal, business or commercial. Enter your account, credit card or application number. Enter your either your SSN (Social Security Number) or your ITIN (Individual Taxpayer Identification Number). Create a username. The username must be 8-32 characters long and have at least one letter and one number in it. It can’t have special characters. Then, click “Next.” After you click the “Next” button, you’ll need to verify your identity. Chase will send you a special code via text, voice message or email. Enter that code and click “Next” again. Create a password and confirm your contact information. Lastly, you need to accept the terms and conditions of Chase online and consent to any additional services you’d like, such as account alerts. Once you confirm everything, you’ll be ready to log in to your Freedom Flex account. You can click “Go to My Accounts” from the confirmation page. Once you have an online Chase account, you’ll be able to see your balance and bills, make payments, add authorized users, redeem rewards, and manage all kinds of other aspects of your Chase Freedom Flex credit card account.

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How do I set up my Chase Freedom Flex account?

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This question is about the Chase Freedom Flex℠

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Maria Adams, Credit Cards Moderator

@m_adams • 06/03/22 This answer was first published on 06/03/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can set up a Chase Freedom Flex account through Chase’s website. More specifically, you can sign up by following these steps:

Visit Chase’s website and click “Not enrolled? Sign up now” under the blue “Sign in” button.
Choose which type of account you would like to access online; personal, business or commercial.
Enter your account, credit card or application number.
Enter your either your SSN (Social Security Number) or your ITIN (Individual Taxpayer Identification Number).
Create a username. The username must be 8-32 characters long and have at least one letter and one number in it. It can’t have special characters. Then, click “Next.”
After you click the “Next” button, you’ll need to verify your identity. Chase will send you a special code via text, voice message or email. Enter that code and click “Next” again.
Create a password and confirm your contact information.
Lastly, you need to accept the terms and conditions of Chase online and consent to any additional services you’d like, such as account alerts.

Once you confirm everything, you’ll be ready to log in to your Freedom Flex account. You can click “Go to My Accounts” from the confirmation page.

Once you have an online Chase account, you’ll be able to see your balance and bills, make payments, add authorized users, redeem rewards, and manage all kinds of other aspects of your Chase Freedom Flex credit card account.

Answer Question

How do I activate my Chase Freedom Flex credit card and rewards?

You can activate your Chase Freedom Flex credit card either by logging in to the Chase’s verification page, or by calling customer service at (800) 432-3117.

Apart from activating your Chase Freedom Flex for use, this card requires you to activate new bonus rewards categories, every three months, in order to earn 5% cash back on those purchases. If you don’t, you’ll only earn 1% cash back. To sign up for the latest categories, go to the Chase Freedom Flex … read full answer activate 5% cash back page. Enter your last name, the last 4 digits of the card, and your zip code. Click the green “Activate your 5%” button and you’ll be all set.

Here’s how to activate Chase Freedom Flex:

Create a Chase.com account. You’ll need to provide your SSN or tax ID number, your account or application number, and the email you used for your application.

Go to the Chase Freedom Flex activate card page.

Verify that you received your card when Chase prompts you.

After you activate Chase Freedom Flex, you can use it right away. The steps to activate Chase Freedom Flex are the same as activating any other Chase credit card.

Ultimately, Chase says they require quarterly Chase Freedom Flex bonus categories activation to make sure cardholders always know what the latest 5% categories are. But that’s probably only part of it. Either way, activation only takes a minute.

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What is the Chase Freedom Flex credit score requirement?

The Chase Freedom Flex credit score requirement is 700+. This means that you need at least good credit to get this card. While many people think good credit starts at 660, we strongly recommend using 700 as your baseline because this is roughly where your Chase Freedom Flex approval odds will turn positive. We’ve seen plenty of people get rejected for similar cards with scores in the high 600s.… read full answer

If you’re unsure of where you stand, you can check your latest credit score for free on WalletHub, the only site where credit scores and reports update daily.

Chase Freedom Flex Credit Score Requirements: Key Takeaways

A good credit score of 700+ gives good approval odds. Around 43% of people have credit scores of 700+ and if you’re not one of them, taking a few months to improve your credit could be the difference between being approved and rejected.

Chase Freedom Flex approval depends on income, too. The more money you have at your disposal, the more you can afford to put toward paying off credit card bills. But debt hurts your chances. If too much of your money is already earmarked for other debt obligations, your odds of getting approved for Chase Freedom Flex will be lower.

Don’t rely on anecdotal evidence. Even if someone reports getting approved for Chase Freedom Flex with a credit score under 700, it doesn't mean you will get the same treatment. It depends on your overall credit profile, including income, credit score, and credit utilization.

It’s also important to note that just having a high credit score isn’t necessarily enough to get you approved, and it’s still possible to be approved with lower credit scores. It all depends on Chase’s evaluation of your entire credit situation. A multitude of different factors go into your approval or rejection.

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How much are Chase points worth?

Chase points are worth 1 cent per point in most cases. The main exceptions are points earned with the Chase Sapphire Preferred, Sapphire Reserve and Ink Business Preferred cards, which are worth 25% to 50% more when redeemed for travel through Chase Ultimate Rewards.

Chase Points Value by Redemption Method

… read full answer

Redemption Method	Average Point Value	Value of 1,000 Points
Chase Ultimate Rewards Travel – Sapphire Reserve	1.5 cents	$15
Chase Ultimate Rewards Travel – Sapphire Preferred	1.25 cents	$12.50
Chase Ultimate Rewards Travel – Ink Preferred	1.25 cents	$12.50
Chase Ultimate Rewards Travel – Other Cards	1 cent	$10
Cash Back	1 cent	$10
Gift Cards	1 cent	$10
Shop With Points	1 cent	$10
Experiences	1 cent	$10
Travel Partners	Varies	Varies

Popular Chase Credit Cards

Chase Sapphire Preferred® Card

Chase Sapphire Reserve®

Chase Freedom®

Chase Freedom Unlimited®

Chase Freedom Flex℠

Ink Business Preferred® Credit Card

Tips for Maximizing the Value of Chase Points

Redeem Points for Ultimate Rewards Travel.

Chase points are worth the most when redeemed for travel through Chase Ultimate Rewards, but you need the right Chase credit card.

Get a Chase Sapphire card.

Chase Sapphire Preferred points are worth 1.25 cents apiece when redeemed for Ultimate Rewards travel, or you could get 1.5 cents per $1 point in value from Chase Sapphire Reserve.

Redeem Chase points regularly.

Chase points do not expire due to account inactivity, but stockpiling points does put you at risk of rewards devaluation. Plus, you won’t get to enjoy the fruits of your spending if you don’t redeem.

Keep your account in good standing.

If Chase closes your account because of a failure to pay the bill or fraudulent activity, you’ll lose any unredeemed points you have saved.

Redeem before closing your account.

Any points you don’t redeem before closing your account will be lost.

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