How do I activate my Chase Freedom Flex credit card and rewards?

This question is about the Chase Freedom Flex℠

Thomas Friedman, Member

@ultralight11 10/15/20 First posted on 08/04/18
Last reviewed on 10/15/20

When you get Chase Freedom Flex, activate your card by logging in to the Chase Freedom Flex verify card page: chase.com/personal/credit-cards/verify-credit-card. You can also activate Chase Freedom by phone: 800-432-3117.

You must verify receipt of your Freedom Flex card to activate it for use. But even then, you won’t be done with Chase Freedom Flex activation.

Every three months, Chase Freedom Flex requires you to activate new bonus rewards categories in order to earn 5% cash back on those purchases. If you don’t, you’ll only earn 1% back. To sign up for the latest categories, go to the Chase Freedom Flex activate 5% cash back page. Enter your last name, the last 4 digits of the card, and your zip code. Click the green “Activate Now” button and you’ll be all set.

Here’s how to activate Chase Freedom Flex:

Create a Chase.com account. You’ll need to provide your SSN or tax ID number, your account or application number, and the email you used for your application.
Go to the Chase Freedom Flex activate card page: chase.com/personal/credit-cards/verify-credit-card.
Log in to your Chase.com account.
Verify that you received your card when Chase prompts you.

After you activate Chase Freedom Flex, you can use it right away. The steps to activate Chase Freedom Flex are the same as activating any other Chase credit card. No other Chase card requires you to activate quarterly bonus categories, though.

Chase says they require quarterly Freedom Flex card activation to make sure cardholders always know what the latest bonus categories are. But that’s probably only part of it. Either way, activation only takes a minute.

People also ask

How do I activate my Chase credit card?

You can easily activate your new Chase credit card online or by phone. The Chase credit card activation number is 800-432-3117. Simply call, enter the last four digits of your card number and follow the prompts from there. To activate your card online, just go to Chase’s page for verifying receipt of your card… read full answer and either log into your account or create login credentials. All you need to create a Chase online account is your Social Security number as well as your card, account or application number. Once you’re signed in, you’ll be able to verify your new card, set account preferences and more.

It only takes a minute or two to activate a Chase credit card, and you’ll be able to make purchases with your card as soon as you do. If you don’t activate your Chase credit card, you may run into problems trying to use it.

By the way, the procedures will be the same no matter which Chase credit card you get. And you have many attractive offers to consider, including the Chase Freedom Flex℠ and Chase Freedom Unlimited® cards, Chase Sapphire Preferred® Card and Chase Sapphire Reserve®.

show less

How do I activate a credit card?

To activate a credit card, call the number on the back of the card or go to the website listed on the activation sticker attached to the card. Credit card activation typically requires the credit card number, the security code (CVV), or both.

The exact steps required to activate a credit card depend on the card issuer, so it’s best to follow the instructions printed on the sticker that comes on your card. If you’ve lost your sticker – or you’re just wondering – here’s a quick reference guide to credit card activation with some of the biggest card issuers.… read full answer

How to Activate Credit Cards from Major Issuers:

Issuer	Activation Phone Number	Activate Online?	Activate via Mobile App?
American Express	Phone number on the back of your credit card	Yes	Yes
Bank of America	1-800-276-9939	Yes	Yes
Barclays	1-877-408-8866	Yes	Yes
Capital One	1-800-678-7820	Yes	Yes
Chase	1- 800-432-3117	Yes	No
Citibank	Phone number on the back of your credit card	Yes	Yes
Discover	1-800-347-2683	Yes	No
U.S. Bank	Phone number on the back of your credit card	Yes	Yes
Wells Fargo	Phone number on the back of your credit card	Yes	Yes

It’s important to remember that some credit card issuers will require your Social Security number or other information to verify your identity when you activate your card. Once you’ve activated your credit card, you can use it immediately.

show less

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalleHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.