What is the Chase Freedom Flex annual fee?

The Chase Freedom annual fee is $0. But just because Chase Freedom has a $0 annual fee and no interest for a time does not mean it’s always free to use. There’s a 3% of each transaction in U.S. dollars foreign transaction fee, for example, and the regular APR is pretty high: 14.99% - 23.74% (V).

However, the Chase Freedom is no longer be available to new applicants. This doesn’t mean, though, you’re out of options. The Chase Freedom “family” still has a few great credit card offers, coming with a $0 annual fee.... read full answer

Alternatives to the Chase Freedom Credit Card

The Chase Freedom Flex has a $0 annual fee. In addition, this card offers $200 for spending $500 in the first 3 months. Plus, Chase Freedom Flex awards cardholders with 1 - 5% cash back cash back on purchases. On top of that, the card offers 0% for 15 months on both purchases and balance transfers. There’s also a balance transfer fee: either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). Chase Freedom Flex’s regular APR is 0% for 15 months. You need at least good credit to get this card.

The Chase Freedom Unlimited has a $0 annual fee. In addition, this card offers . Plus, Chase Freedom Unlimited awards cardholders with 1.5 - 5% cash back cash back on purchases. What’s more is that the card offers 0% for 15 months on both purchases and balance transfers. There’s also a balance transfer fee: either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). Chase Freedom Unlimited’s regular APR is 0% for 15 months. You need at least good credit to get this card.

The fact that the Chase Freedom cards’ annual fee is $0 might surprise some people. Many rewards cards cost a lot of money. But cards with 0% introductory interest rates tend to have $0 annual fees. Still, having no annual fee does make the Freedom cards’ rewards seem even more valuable.

Ultimately, if you’re not loyal to Chase, you can check out our editors’ latest picks for the best credit cards with no annual fee to weigh your options.

The Chase Freedom Flex foreign transaction fee is 3% of each transaction in U.S. dollars. This means that every Chase Freedom Flex purchase made with a foreign merchant will have this extra surcharge added to the total cost. The foreign transaction fee applies to both in-person and online purchases. Because of this fee, Chase Freedom Flex isn’t an ideal card to use abroad.... read full answer

Other Chase Freedom Flex Fees to Keep in Mind

In addition to the 3% of each transaction in U.S. dollars foreign transaction fee, Chase Freedom Flex has a few other fees that are worth mentioning. The balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). The cash advance fee is: Either $10 or 5% of the amount of each transaction, whichever is greater. On the bright side, the card has a $0 annual fee.

If you’re looking for a good Chase card to use while traveling abroad, you might consider Chase Sapphire Preferred® Card, the Marriott Bonvoy Bold® Credit Card or the Chase Sapphire Reserve®. Ultimately, you can check our editors’ latest picks for the best no foreign transaction fee credit cards on the market to weigh your options.