What's the Chase Freedom Flex balance transfer fee? This question is about the Chase Freedom Flex℠

The Chase Freedom Flex balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). This fee gets added to the balance that’s transferred, and the total amount is subtracted from the account’s available credit until you repay it. What you should know about the Chase Freedom Flex balance transfers: Balance transfer APR: The Chase Freedom Flex offers an intro transfer APR of 0% for 15 months. After the intro rate expires, the remaining balance will accrue interest at the card’s regular APR of 19.99% - 28.74% (V). Balance transfer fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). Balance transfer limit: The balance transfer amount, including the fee, can’t exceed your credit limit or $15,000, whichever is lower. That means you can’t transfer a balance of more than about $14,285 to Chase Freedom Flex, considering the balance transfer fee. Note that Chase only allows you to transfer credit card debt. Plus, you cannot transfer balances from one Chase credit card to another.

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What's the Chase Freedom Flex balance transfer fee?

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This question is about the Chase Freedom Flex℠

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Maria Adams, Credit Cards Moderator

@m_adams • 11/11/22 This answer was first published on 06/22/21 and it was last updated on 11/11/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Chase Freedom Flex balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). This fee gets added to the balance that’s transferred, and the total amount is subtracted from the account’s available credit until you repay it.

What you should know about the Chase Freedom Flex balance transfers:

Balance transfer APR: The Chase Freedom Flex offers an intro transfer APR of 0% for 15 months. After the intro rate expires, the remaining balance will accrue interest at the card’s regular APR of 19.99% - 28.74% (V).
Balance transfer fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after).
Balance transfer limit: The balance transfer amount, including the fee, can’t exceed your credit limit or $15,000, whichever is lower. That means you can’t transfer a balance of more than about $14,285 to Chase Freedom Flex, considering the balance transfer fee.

Note that Chase only allows you to transfer credit card debt. Plus, you cannot transfer balances from one Chase credit card to another.

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What is the Chase Freedom Flex annual fee?

The Chase Freedom Flex annual fee is $0. Chase Freedom Flex’s $0 annual fee is lower than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the Chase Freedom Flex℠ card, though.

Chase Freedom Flex Fees

Annual Fee: $0
Cash Advance Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
Foreign Transaction Fee: 3% of each transaction in U.S. dollars.
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after).
Max Late Fee: See Terms

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How much is the starting Chase credit card credit limit?

The starting Chase credit card credit limit varies by card and it could be as low as $500 or as high as $35,000+, depending on the card and your overall credit standing. The issuer, though, only discloses the minimum credit limits for each of their cards. One of the Chase credit cards with the highest starting limit is the Chase Sapphire Reserve® Card, which has a minimum credit limit of $10,000. The Chase Freedom Flex℠ card’s minimum credit limit, on the...

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How do I do a balance transfer on my Chase Freedom Flex card?

To do a balance transfer with the Chase Freedom Flex card, new applicants can just complete the balance transfer portion of the Chase Freedom Flex application. Existing cardholders can request a balance transfer online or by calling customer service at (800) 432-3117.

Chase Freedom Flex balance transfers usually take up to 21 days to process. In the meantime, continue to make payments on your original debt to avoid any late fees and possible damage to your credit score.

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