The Chase Freedom Flex calendar for 5% categories for July, August and September 2021 are gas stations and home improvement stores, according to the Chase Freedom Flex rewards calendar. Chase Freedom Flex gives 5% cash back on the first $1,500 spent in a new set of bonus categories each quarter, and the calendar shows what those categories are. It also has a link to “activate” the current quarter’s bonus categories, as you won’t be able to earn the 5% rate without doing so.
2021 Chase Freedom Flex calendar for 5% categories:
January - March: Wholesale clubs, internet, cable, phone services, and select streaming services
April - June: Gas stations and home improvement stores
July - September: Grocery stores (excluding Target® & Walmart®) and select streaming services
October - December: Not yet announced by Chase
(In 2020: Walmart and PayPal)
The Chase Freedom Flex 5% calendar is pretty straightforward and easy to use. But there are a few other things you should know about its features and protocol.
Here’s how the Chase Freedom Flex Calendar works:
Each quarter’s bonus categories are typically announced about a month in advance.
Click on the footnote next to each category to see what purchases qualify.
You can activate each quarter’s bonus starting on the 15th of the month before. The last day to activate is always the 14th of the last month in the quarter.
To activate Chase Freedom Flex bonus categories, click “Activate Now” on the calendar and enter your last name, the last 4 digits of your card number, and your zip code.
The 5% bonus applies to your first $1,500 in bonus-category purchases each quarter (you’ll get 1% after that).
Unfortunately, you can’t see the whole year’s cash back categories in advance. But you do get about a month’s notice, and Chase is very transparent about the activation dates. Just be sure to activate the bonus categories each quarter. And read the fine print to see which purchases qualify for 5% cash back.
To redeem Chase Freedom Flex rewards, log into the Freedom Flex account online and navigate to the Chase Ultimate Rewards portal. From there, cardholders will be able to redeem Freedom Flex credit card points for cash back, gift cards, travel, or merchandise from participating retailers. Chase Freedom Flex points are generally … read full answerworth 1 cent each in these categories.
Ways to Redeem Chase Freedom Flex Rewards
When you redeem Chase Freedom Flex points for cash, you can either get a statement credit or a direct deposit into most U.S. checking and savings accounts.
Chase carries over 150 brands of gift cards, including Target, Amazon, and Apple (iTunes).
You can book airfare, hotel stays, and rental car reservations with Freedom Flex points. Plus, Chase allows you to use a combination of points and cash if you don’t have enough points to cover the costs.
“Shop through Chase” lets you redeem points directly for purchases on Chase’s partner websites, such as Amazon.com.
The Chase Freedom Flex points value is up to 1 cent per point, depending on the redemption option. Chase Freedom Flex rewards points are worth 1 cent each toward cash back, travel, gift cards, charitable donations or Apple Store purchases. They’re only worth 0.8 cents each when using the Shop with Points feature at Amazon, though.… read full answer
There’s also another redemption option for Chase Freedom Flex that doesn’t have consistent point values. You can spend your points for exclusive experiences such as private tours, upscale dining or courtside seats. These will all be priced differently depending on the event.
Since Chase Freedom Flex is a card that doesn’t have full Ultimate Rewards privileges, you won’t be able to transfer your points to Chase’s travel partners. However, if you have a Chase Sapphire Preferred or Sapphire Reserve card, you can move your points from Freedom Flex to that card and then be able to access the travel partners. And on that note, if you transfer your points to Sapphire Preferred or Sapphire Reserve, you can use them at a rate of 1.25 cents or 1.5 cents each toward travel, respectively.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.