The Chase Freedom Flex calendar for 5% categories for October, November and December 2022 are Walmart and PayPal, according to the Chase Freedom Flex rewards calendar.
Chase Freedom Flex gives 5% cash back on the first $1,500 spent in a new set of bonus categories each quarter, and the calendar shows what those categories are. It also has a link to “activate” the current quarter’s bonus categories, as you won’t be able to earn the 5% rate without doing so.
2022 Chase Freedom Flex calendar for 5% categories:
January - March: Grocery stores (excluding Target and Walmart) and conditions and eBay
October - December: Walmart and PayPal (qualifying purchases made using PayPal at Walmart will only earn a total of 5%)
The Chase Freedom Flex 5% calendar is pretty straightforward and easy to use. But there are a few other things you should know about its features and protocol.
Here’s how the Chase Freedom Flex calendar works:
Each quarter’s bonus categories are typically announced about a month in advance.
Click on the footnote next to each category to see what purchases qualify.
You can activate each quarter’s bonus starting on the 15th of the month before. The last day to activate is always the 14th of the last month in the quarter.
To activate Chase Freedom Flex bonus categories, click “Activate Now” on the calendar and enter your last name, the last 4 digits of your card number, and your zip code.
The 5% bonus applies to your first $1,500 in bonus-category purchases each quarter (you’ll get 1% after that).
Unfortunately, you can’t see the whole year’s cash back categories in advance. But you do get about a month’s notice, and Chase is very transparent about the activation dates. Just be sure to activate the bonus categories each quarter. And read the fine print to see which purchases qualify for 5% cash back.
Cash Back When you redeem Chase Freedom Flex points for cash, you can either get a statement credit or a direct deposit into most U.S. checking and savings accounts.
Statement Credit Your Chase Freedom Flex reward points can also be redeemed as statement credit.
Gift Cards Chase carries over 175 brands of gift cards, including Target, Amazon, and Apple (iTunes).
Travel You can book airfare, hotel stays, and rental car reservations with Chase Freedom Flex points. Plus, Chase allows you to use a combination of points and cash if you don’t have enough points to cover the costs.
Shopping “Shop through Chase” lets you redeem points directly for purchases on Chase’s partner websites, such as Amazon.com.
Keep in mind that your rewards will not expire as long as your account is open. But you will lose them if you close your account before redeeming them.
The Chase Freedom Flex points value is up to 1 cent per point, depending on the redemption option. Chase Freedom Flex rewards points are worth 1 cent each toward cash back, travel, gift cards, charitable donations or Apple Store purchases. They’re only worth 0.8 cents each when using the Shop with Points feature at Amazon, though.… read full answer
Other ways to redeem your Chase Freedom Flex rewards:
There’s also another redemption option for Chase Freedom Flex that doesn’t have consistent point values. You can spend your points for exclusive experiences such as private tours, upscale dining or courtside seats. These will all be priced differently depending on the event.
Since Chase Freedom Flex is a card that doesn’t have full Ultimate Rewards privileges, you won’t be able to transfer your points to Chase’s travel partners. However, if you have a Chase Sapphire Preferred® Card or a Chase Sapphire Reserve® card, you can move your points from Chase Freedom Flex to that card and then be able to access the travel partners. On that note, if you transfer your points to Chase Sapphire Preferred or Chase Sapphire Reserve, you can use them at a rate of 1.25 cents or 1.5 cents each toward travel, respectively.
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