To get a Chase Freedom Flex cash advance, use the card and your PIN at any ATM that displays the Mastercard logo, or visit a bank branch that does. You can then withdraw up to a certain percentage of your Freedom Flex credit limit, which will be listed on your monthly statement. If you don’t have a PIN yet, you can request one by calling 1-800-297-4970. Alternatively, you can log in to your online account and go to “More Account Settings,” then “Control Your Card” and “Get a Cash Advance.”
The Chase Freedom Flex cash advance fee is 5% of the transaction amount, with a minimum of $10. The cash advance APR is 24.99% (V). It’s important to keep in mind that interest starts accruing immediately on a cash advance, as there’s no grace period like there is with normal purchases. So, it’s best to only take out a cash advance in an emergency situation. And if you have to get one, you should pay it back as quickly as possible.
You can redeem Chase Freedom rewards from your account here. After logging into your account go to Ultimate Rewards in the top right corner. Here’s a quick overview of your options:
Cash – You can redeem for a statement credit or a direct deposit into a U.S. checking or savings account.… read full answer
Gift Cards – You can redeem for gift cards from most major retailers, including Lowes, Home Depot, Target, Amazon and Apple (iTunes).
“Shop with Points” – You can pay for purchases directly with points on Chase’s partner websites, including Amazon.com.
Travel – You can book airfare, hotel stays and rental car reservations with points through Chase’s Ultimate Rewards website. You can learn more about your redemption options from WalletHub’s review of the Chase Ultimate Rewards program.
The Chase Freedom Unlimited credit limit is $500 or more for everyone who’s approved. The most creditworthy applicants can get starting credit limits of $5,000 or higher. Freedom Unlimited cardholders who start with a limit of at least $5,000 get the Visa Signature version of the card instead of a Visa Platinum card. Signature cards come with a few more supplemental benefits from Visa. … read full answer
Chase doesn’t publicly disclose a maximum credit limit for the Freedom Unlimited card. But some customers have said that they have received limits of $20,000 or higher. If you want a limit that high, you’ll need spotless credit, a very high income to afford the payments and low existing debt. Just keep in mind that no matter what limit you get, it’s not permanent. You can ask Chase for a Freedom Unlimited credit limit increase by calling the number on the back of your card. It’s best to try that after at least half a year of on time bill payments.
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