What is the Chase Freedom Flex credit limit? This question is about the Chase Freedom Flex℠

What is the Chase Freedom Flex credit limit?

This question is about the Chase Freedom Flex℠

Marshall Jamieson, WalletHub Finance Consultant

@bergman77 • 10/05/21 This answer was first published on 09/02/18 and it was last updated on 10/05/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Chase Freedom Flex credit limit is $500 or more. Everyone who gets approved for Chase Freedom Flex is guaranteed a credit limit of at least $500, and especially creditworthy cardholders could get limits a lot higher than that. There are reports of some customers getting a Chase Freedom Flex credit limit of over $18,000. The higher an applicant’s credit score and income are, the higher their starting credit limit is likely to be.

Here’s what you need to know about the Chase Freedom Flex credit limit:

The Chase Freedom Flex credit limit that you start off with isn’t necessarily your limit forever. Chase will routinely evaluate your account to decide whether you deserve a credit limit increase. They will do a harmless soft pull of your credit, and if you meet their standards, they will offer you an increase. Always paying on time and keeping your credit utilization low are key.

You can also ask for a Chase Freedom Flex credit limit increase online or by calling the number on the back of your card. If you ask for an increase, Chase may ask permission to do a hard pull of your credit, which will temporarily lower your credit score. It’s best to only ask for an increase if you’ve paid on time for the last 6 consecutive months and your credit has improved.

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Tim Marvin, Member

@timm_40 • 04/22/19 This answer was first published on 04/22/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Your Chase Freedom credit limit will be a minimum of $500 and a maximum of $15,000 from what I've read online. That entirely depends on your credit history, income and debt.

How do I get a Chase Freedom Flex credit limit increase?

To get a Chase Freedom Flex credit limit increase, you’ll need to call Chase at (800) 432-3117 to make a request. You’ll have a better shot of approval if you’ve made at least 6 consecutive payments on time and your credit and/or income have improved since you got the card. However, Chase also offers automatic credit limit increases to select cardholders. If you do have an offer for a Chase Freedom Flex credit limit increase, you can log into your online...

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What is the Chase Freedom Unlimited credit limit?

The Chase Freedom Unlimited credit limit offers a $500 minimum credit limit, for everyone who’s approved. Applicants with the best credit standing can also get starting credit limits of $5,000 or higher from the Visa Signature version of the Chase Freedom Unlimited card. Signature cards come with a few more supplemental benefits than the standard Visa Platinum cards other approved applicants receive.

Chase doesn’t publicly disclose a maximum credit limit for the Chase Freedom Unlimited card. But some customers have...

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