What are the best Chase Freedom Flex deals? This question is about the Chase Freedom Flex℠

One of the best Chase Freedom Flex deals is an initial bonus of $200 for spending $500 in the first 3 months. Plus, this card offers 5% cash back on certain categories that change every quarter. Chase Freedom Flex also sweetens the offer with a $0 annual fee. Here are the best Chase Freedom Flex deals: Good initial bonus: $200 for spending $500 in the first 3 months. Once you meet the spending requirement, it may take 6-8 weeks for the bonus to show up in your account. Cash back rewards: 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require activation), 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1% back on all other purchases. Bonus category purchases that exceed $1,500 in any quarter will also earn 1% cash back. 0% intro APR: 0% for 15 months on new purchases as well as balance transfers. After the introductory period expires, the APR jumps to its 19.49% - 28.24% (V) regular rate. You’ll want to make sure you pay off any balance under the promotional rate before it expires. There is also a balance transfer fee to consider: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). In addition to the card’s specific perks, Chase Freedom Flex also offers discounts for online shopping, food delivery, and ride-sharing services. These deals are offered through World Elite Mastercard. Offers include Lyft credit, ShopRunner and DoorDash membership deals, and Instacart and Fandango discounts.

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What are the best Chase Freedom Flex deals?

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This question is about the Chase Freedom Flex℠

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Joseph Bulebush, WalletHub Analyst

@joeybule • 03/03/23 This answer was first published on 07/16/19 and it was last updated on 03/03/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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One of the best Chase Freedom Flex deals is an initial bonus of $200 for spending $500 in the first 3 months. Plus, this card offers 5% cash back on certain categories that change every quarter. Chase Freedom Flex also sweetens the offer with a $0 annual fee.

Here are the best Chase Freedom Flex deals:

Good initial bonus: $200 for spending $500 in the first 3 months. Once you meet the spending requirement, it may take 6-8 weeks for the bonus to show up in your account.
Cash back rewards: 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require activation), 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1% back on all other purchases. Bonus category purchases that exceed $1,500 in any quarter will also earn 1% cash back.
0% intro APR: 0% for 15 months on new purchases as well as balance transfers. After the introductory period expires, the APR jumps to its 19.49% - 28.24% (V) regular rate. You’ll want to make sure you pay off any balance under the promotional rate before it expires. There is also a balance transfer fee to consider: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after).

In addition to the card’s specific perks, Chase Freedom Flex also offers discounts for online shopping, food delivery, and ride-sharing services. These deals are offered through World Elite Mastercard. Offers include Lyft credit, ShopRunner and DoorDash membership deals, and Instacart and Fandango discounts.

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What is the best Chase Freedom Flex promotion?

The best Chase Freedom Flex promotion is the card’s double initial bonus, starting with $200 for spending $500 within the first 3 months. The initial bonus is only for applicants who don’t already have Chase Freedom Flex and haven’t earned its initial bonus in the past 24 months.

Chase Freedom Flex has a lot to offer both in rewards and in financing. And on top of that, it has a $0 annual fee. All of these Chase Freedom Flex promotions combine to form an attractive credit card. But you’ll need at least good credit to have a shot at approval.... read full answer

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How do I get the Chase Freedom Flex bonus?

You can get the Chase Freedom Flex bonus of $200 by spending $500 in the first 3 months. This card, though, also gives 5% on up to $1,500 spent per quarter in bonus categories. Both Chase Freedom Flex bonuses are fairly easy to earn, but require some very specific steps to get them. And that may include doing a bit of waiting.... read full answer

Here’s how to get each Chase Freedom Flex bonus:

Initial bonus: $200 for spending $500 in the first 3 months.

Quarterly bonus: 5% on the first $1,500 spent in bonus categories every three months. Cardholders must “activate” new categories every quarter.

It’s worth noting that while the Chase Freedom Flex bonus rewards are advertised as cash back, they’re actually points that you can trade for cash at a rate of 1 cent per point. The card’s bonus points can also be traded for gift cards or travel at a rate of 1 cent per point. Just remember to allow 1-2 billing cycles for Chase Freedom Flex bonus points to post to your account. If it’s been longer than that, you can always call the number on the back of your card to ask about it.

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Is Chase Freedom Flex hard to get?

Yes, the Chase Freedom Flex℠ is hard to get because it requires at least a good credit score for approval. This means that applicants need a credit score of around 700+ to have decent odds of getting approved for Chase Freedom Flex.

What You Need to Get a Chase Freedom Flex Card

Good credit score of 700+... read full answer

Steady income ($40,000+ is reportedly best)

Low debt relative to income

Low housing costs relative to income

Fewer than five new credit card accounts opened in the past two years

As with any other credit card for good credit, these requirements are not set in stone. It’s possible to get approved with a lower income, for example, as long as other factors in your application make up for it. But meeting or surpassing each of these guidelines will certainly make the Chase Freedom Flex card easier to get.

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