Cardholders can use Chase Freedom Flex at any grocery store with the merchant category code for supermarkets and earn 5% cash back on the first $1,500 spent, when the bonus category for that quarter is groceries. That is because Freedom Flex card offers 5% cash back on the first $1,500 spent in combined purchases in specified bonus categories each quarter, and grocery stores may be included from time to time. Otherwise, you’ll earn 1% cash back.
The Chase Freedom Flex grocery store category includes major supermarket chains, smaller stores that mainly sell groceries, online grocers, and delivery services.
Superstores such as Walmart and Target, discount stores like Dollar General and Dollar Tree, and warehouse clubs like Sam’s Club and Costco do not qualify as grocery stores for Chase Freedom Flex. Grocery purchases at retailers like drugstores and gas stations are also excluded.
You can find a list of grocery stores here: https://creditcards.chase.com/freedom/merchants. I think that’s just an example, however, and the merchants where you can use the card aren’t limited to that list. You can use your card anywhere to get rewards, I think, but just be sure to check the bonus category calendar.
Walmart is not considered a grocery store for credit cards. Major credit card networks assign a specific merchant category code (MCC) to purchases made at traditional grocery stores. This code doesn’t include “big-box” retailers like Walmart or Target because they sell a lot more than groceries. But Walmart Neighborhood Markets are considered grocery stores for credit cards since they sell groceries exclusively.… read full answer
If you want to earn bonus rewards on groceries purchased at Walmart, consider the Walmart Store Card. It offers 3% cash back on walmart.com purchases, including grocery pickup. The card also gives 2% cash back on Walmart and Murphy USA gas purchases. All in-store purchases, including groceries, yield 1% cash back.
Costco is not considered a grocery store. You will generally earn 1% back in rewards, as the purchases you make there are considered regular purchases.
Transaction processors (like Mastercard, Visa, American Express and Discover) do not count big-box stores (Target and Walmart) or warehouse clubs (such as Costco) as grocery stores or supermarkets.… read full answer
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