What is the Chase Freedom Flex minimum payment?

The Chase Freedom minimum payment is $40 or 1% of your revolving balance, plus interest and fees – whichever is greater. If your balance is less than $40, the entire amount is your minimum payment. All Chase credit cards have the same minimum payment policies.

Your Chase Freedom minimum payment will always be listed on your monthly statement. If you don’t want to wait until then, you can find out what it is by calling Chase customer service at ... read full answer(800) 945-2000.

Here are the Chase Freedom minimum payments:

• Balance below $40: Minimum payment is the full statement balance. For example, if your statement balance is $12.95, your minimum payment is $12.95, too.
• Balance of $40 to $4,000 (interest + fees included): Minimum payment equals $40.
• Balance over $4,000+: Minimum payment equals 1% of the balance, plus interest and fees.

As long as you make Chase Freedom’s minimum payment by the due date each month, your account will remain in good standing. Plus, always paying your monthly minimum on time will help your credit score. But you need to pay your balance in full every month to avoid interest.

The Chase Freedom Flex foreign transaction fee is 3% of each transaction in U.S. dollars. This means that every Chase Freedom Flex purchase made with a foreign merchant will have this extra surcharge added to the total cost. The foreign transaction fee applies to both in-person and online purchases. Because of this fee, Chase Freedom Flex isn’t an ideal card to use abroad.... read full answer

Other Chase Freedom Flex Fees to Keep in Mind

In addition to the 3% of each transaction in U.S. dollars foreign transaction fee, Chase Freedom Flex has a few other fees that are worth mentioning. The balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). The cash advance fee is: Either $10 or 5% of the amount of each transaction, whichever is greater. On the bright side, the card has a $0 annual fee.

If you’re looking for a good Chase card to use while traveling abroad, you might consider Chase Sapphire Preferred® Card, the Marriott Bonvoy Bold® Credit Card or the Chase Sapphire Reserve®. Ultimately, you can check our editors’ latest picks for the best no foreign transaction fee credit cards on the market to weigh your options.