You can get pre-approved for the Chase Freedom Flex credit card online. You may also receive a pre-approved offer via mail.
What you should know about the Chase Freedom Flex card pre-approval:
Checking for Chase Freedom Flex pre-approval allows potential applicants to gauge their odds of being approved for the card before they submit an application.
Pre-approval results in a soft pull, which does not affect an applicant’s credit score.
Chase does not offer pre-approval by phone or at a branch.
Chase Freedom Flex pre-approval does not guarantee you’ll be approved. It does indicate that if you apply, your chances of getting approved are good.
When you submit an actual application, Chase will request a copy of your credit report from at least one of the three major credit bureaus. This inquiry will result in a hard pull, which will cause a temporary drop of your credit score.
Ways to get pre-approved for the Chase Freedom Flex Card:
Online: Visit Chase’s pre-approval tool, and enter your name, address and the last four digits of your Social Security number. Then, check the box stating you understand it’s not an application and that pre-approval will not affect your credit score. After that, click on “Find My Offers” at the bottom of the page, and you will see all the Chase cards for which you have been pre-approved.
Pre-approved offer by mail: Chase mails pre-approved offers to candidates who meet at least the minimum criteria for a specific card, such as Chase Freedom Flex. If you receive an offer, you can complete the enclosed application and mail it back to Chase. You can also apply online through the pre-approval status tool. Just input the invitation code provided with your mail offer. This flags you as pre-approved when you apply.
Chase Freedom Flex pre-approval can be a useful resource if you’re unsure of your chances of being approved. Note that you will need good credit or better to qualify for this card. So, in addition to checking for pre-approval, you should also check your credit score before you apply.
The main Chase Freedom Flex requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least good credit.
Chase Freedom Flex Requirements
At least 18 years old
Physical U.S. address (no P.O. boxes)
Proof of enough income to make the monthly minimum payment
Yes, Chase does have pre-approval. Chase has an online pre-approval page where potential applicants can quickly check their odds of approval for certain Chase credit cards before they actually apply for one. Current Chase customers may also receive pre-approved offers periodically by e-mail or when logging into their card’s online account. And in some cases, Chase will send people pre-approved offers for a specific credit card in the mail.
The Chase Freedom Flex credit score requirement is 700+. This means that you need at least good credit to get this card. While many people think good credit starts at 660, we strongly recommend using 700 as your baseline because this is roughly where your Chase Freedom Flex approval odds will turn positive. We’ve seen plenty of people get rejected for similar cards with scores in the high 600s.
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