There isn’t an actual Chase Freedom grocery stores list, but eligible stores include all grocery stores except for Walmart, Target and discount or warehouse-club stores (e.g., Costco).
Purchases excluded from bonus earning categories still accrue cash back at a 1% rate, however. What’s more, it’s important to note that you have to activate new bonus categories every three months for qualifying purchases to actually yield 5%. You can find the schedule here. Hope this helps.
There aren’t any places specifically designated as “Chase Freedom grocery stores.” In a sense, all grocery stores and supermarkets are Chase Freedom grocery stores because you can use the card at all of them. But Chase Freedom isn’t one of the several cards that always gives you bonus rewards at grocery stores, at least certain types. Every quarter, Chase offers 5% cash back on your first $1,500 spent in a new set of bonus categories. Grocery stores has been a category in the past, and it included everything but superstores like Walmart and Target. Grocery stores aren’t among the current Chase Freedom bonus categories, however. They aren’t even on Freedom’s bonus category calendar, which is set through March.
Here’s how to earn cash back at Chase Freedom grocery stores:
You’ll earn 1 point per $1 spent at any grocery store. You’ll see the points you’ve earned on your monthly statement, and you can redeem them in 1-2 billing cycles.
To redeem your points for cash, log into Chase Ultimate Rewards and click “Cash Back” in the top navigation bar. You’ll get 1 cent per point, and the money will post to your account within 3 business days.
To see whether grocery stores are a current bonus category, check the Chase Freedom Cash Back Calendar. The new bonus categories, along with their activation deadlines, are posted every three months.
You’ll earn 5 points per $1 on the first $1,500 you spend in bonus categories each quarter. You’ll earn 1 point per $1 after that.
If grocery rewards are really what you’re after, you should probably set your sights on another credit card. There are too many cards that always reward you on groceries to wait around for a Chase Freedom bonus category that may never come. In particular, be sure to check out Amex Blue Cash Everyday, PenFed Platinum Rewards and the Costco Anywhere Visa.
You can find a list of grocery stores here: https://creditcards.chase.com/freedom/merchants. I think that’s just an example, however, and the merchants where you can use the card aren’t limited to that list. You can use your card anywhere to get rewards, I think, but just be sure to check the bonus category calendar.
The best credit card for gas and groceries is the Blue Cash Preferred Card from American Express. There’s no annual fee, and you’ll earn $200 back for spending $1,000 during your first three months of card membership. You also get 6% cash back on $6,000 spent at supermarkets per year, 3% at gas stations and eligible department stores, and 1% everywhere else.… read full answer
And if you shop online or at wholesale clubs, the Amazon and Costco credit cards are both strong options. The Amazon Visa offers 5% back at Whole Foods for Prime members (3% if you don’t have Prime), and 2% on gas. With the Costco Visa, you’ll get 2% back at Costco and 4% back at gas stations. But if none of those are quite right for you, there are other options available.
Here are the best credit cards for gas and groceries:
Blue Cash Preferred Card from American Express: 6% back on $6,000 spent on groceries per year, and 3% back on gas. No annual fee the first year, $95 after. $300 for spending $3,000 within 6 months of opening your account. 6% on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, 1% everywhere else. Good credit required.
Costco Anywhere Visa: 2% back at Costco, and 4% back on gas. No annual fee, but the card is only available to people with a Costco membership, which costs $60+. 3% on restaurant and travel purchases, 2% at Costco and Costco.com and 1% everywhere else. Excellent credit required.
Amazon Visa Credit Card: 5% back at Whole Foods for Prime members (3% otherwise), and 2% back on gas, restaurants and drugstores. No annual fee, but Prime costs $99 a year. 5 points per $1 at Amazon.com for Prime members (3 for non-members), and 1 point per $1 everywhere else. $50 Amazon gift card when you get approved. Good credit required.
PenFed Platinum Rewards Visa Signature Credit Card: 5% back on gas, and 3% back on groceries. No annual fee. $100 statement credit for spending $1,500 in your first 90 days. 1% back everywhere else. Excellent credit required. And anyone can join PenFed.
SunTrust Cash Rewards Credit Card: 5% back on $6,000 in gas and groceries the first 12 months. 2% back on gas and groceries after that. No annual fee. 1% back on all other purchases. Excellent credit required.
The best credit card for gas and groceries is Amex Blue Cash Preferred. But since gas and groceries are some of the most common expenses, it’s a popular combination, and there are options for every credit level. For example, Capital One QuicksilverOne is good for limited credit. And the SunTrust Secured Credit Card works for folks with bad credit.
Walmart is not considered a grocery store for credit cards. Major credit card networks assign a specific merchant category code (MCC) to purchases made at traditional grocery stores. This code doesn’t include “big-box” retailers like Walmart or Target because they sell a lot more than groceries. But Walmart Neighborhood Markets are considered grocery stores for credit cards since they sell groceries exclusively.… read full answer
If you want to earn bonus rewards on groceries purchased at Walmart, consider the Walmart Store Card. It offers 3% cash back on walmart.com purchases, including grocery pickup. The card also gives 2% cash back on Walmart and Murphy USA gas purchases. All in-store purchases, including groceries, yield 1% cash back.
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