There isn’t an actual Chase Freedom grocery stores list, but eligible stores include all grocery stores except for Walmart, Target and discount or warehouse-club stores (e.g., Costco).
Purchases excluded from bonus earning categories still accrue cash back at a 1% rate, however. What’s more, it’s important to note that you have to activate new bonus categories every three months for qualifying purchases to actually yield 5%. You can find the schedule here. Hope this helps.
There aren’t any places specifically designated as “Chase Freedom grocery stores.” In a sense, all grocery stores and supermarkets are Chase Freedom grocery stores because you can use the card at all of them. But Chase Freedom isn’t one of the several cards that always gives you bonus rewards at grocery stores, at least certain types. Every quarter, Chase offers 5% cash back on your first $1,500 spent in a new set of bonus categories. Grocery stores has been a category in the past, and it included everything but superstores like Walmart and Target. Grocery stores aren’t among the current Chase Freedom bonus categories, however. They aren’t even on Freedom’s bonus category calendar, which is set through March.
Here’s how to earn cash back at Chase Freedom grocery stores:
You’ll earn 1 point per $1 spent at any grocery store. You’ll see the points you’ve earned on your monthly statement, and you can redeem them in 1-2 billing cycles.
To redeem your points for cash, log into Chase Ultimate Rewards and click “Cash Back” in the top navigation bar. You’ll get 1 cent per point, and the money will post to your account within 3 business days.
To see whether grocery stores are a current bonus category, check the Chase Freedom Cash Back Calendar. The new bonus categories, along with their activation deadlines, are posted every three months.
You’ll earn 5 points per $1 on the first $1,500 you spend in bonus categories each quarter. You’ll earn 1 point per $1 after that.
If grocery rewards are really what you’re after, you should probably set your sights on another credit card. There are too many cards that always reward you on groceries to wait around for a Chase Freedom bonus category that may never come. In particular, be sure to check out Amex Blue Cash Everyday, PenFed Platinum Rewards and the Costco Anywhere Visa.
You can find a list of grocery stores here: https://creditcards.chase.com/freedom/merchants. I think that’s just an example, however, and the merchants where you can use the card aren’t limited to that list. You can use your card anywhere to get rewards, I think, but just be sure to check the bonus category calendar.
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